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Schwab Intelligent Portfolios vs TD Ameritrade Essential Portfolios Review

Brandon Reinkensmeyer

Published by Brandon Reinkensmeyer


Tuesday, August 7th, 2018

Thanks to opening, funding, and spending over 100 hours testing accounts with eight different robo-advisors, we know our robos inside and out. For this review, we will compare Schwab Intelligent Portfolios vs TD Ameritrade Essential Portfolios to see which robo-advisor is better.

When it comes to financial advice and selecting an automated advisor, the total annual cost charged is significant. Most sites just look at the annual account management charge assessed. For an accurate comparison, however, you also have to take into consideration the annual management fees (expense ratios) charged by the ETF holdings themselves. We included both. Schwab Intelligent Portfolios's score is 5.00 stars versus TD Ameritrade Essential Portfolios's 4.00 stars.

Features are also important to compare when selecting a robo-advisor. Some robos do a much better job than others with technology. Schwab Intelligent Portfolios and TD Ameritrade Essential Portfolios both offer tax-loss harvesting. To make sure you ready for retirement and will have enough money saved, running a calculator is required. Schwab Intelligent Portfolios alongside TD Ameritrade Essential Portfolios offer an advanced retirement calculator. Setting financial goals and tracking them is also a feature customers desire. Schwab Intelligent Portfolios and TD Ameritrade Essential Portfolios both offer goal tracking. Finally, syncing data from your other financial accounts (brokers, banks, etc) can open the door to deeper analysis of fees, holdings, and retirement planning. Schwab Intelligent Portfolios offers external accounts analysis while TD Ameritrade Essential Portfolios does not.

Lastly, some customers want access to customer service via web friendly methods such as live chat as a compliment to the standard phone and email options. Schwab Intelligent Portfolios alongside TD Ameritrade Essential Portfolios offer live chat support.

Overall, both Schwab Intelligent Portfolios and TD Ameritrade Essential Portfolios are rated 4.50 stars. And, as far as individual category awards go, Schwab Intelligent Portfolios finished with awards Best in Class - Cost and Best in Class - Platforms & Tools, while TD Ameritrade Essential Portfolios came up with Best in Class - Investment Approach.
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Overall Robo
Investment Approach
Cost
Tools
Customer Service
Minimum Deposit
Annual Fee - $5,000
Annual Fee - $25,000
Annual Fee - $50,000
Annual Fee - $100,000
Annual Fee - $1,000,000
Total AuM
Avg Funds Expense Ratio - Conservative
Avg Funds Expense Ratio - Moderate
Avg Funds Expense Ratio - Aggressive
Tax-Loss Harvesting
529 Plans
CFP Access
Phone Support
Email Support
Live Chat Support
Advantage
Goal Tracker - Basic
Goal Tracker - Advanced
External Accounts Analysis
Market Research Reports
iPhone App
Android App
Advantage
Overall Robo
Advantage
Schwab Intelligent Portfolios
Schwab Intelligent Portfolios Review
 
4.5
4.5
5
4.5
3.5
 
$5,000.00
0.00%
0.00%
0.00%
0.00%
0.00%
$30.6 Billion
0.06%
0.15%
0.20%
 
Yes
No
Yes
Yes
Yes
Yes
 
Yes
Yes
Yes
Yes
Yes
Yes
check_circle
 
4.5
check_circle
TD Ameritrade Essential Portfolios
TD Ameritrade Essential Portfolios Review
 
4.5
5
4
4.5
4.5
 
$5,000.00
0.30%
0.30%
0.30%
0.30%
0.30%
$1.7 Billion
N/A
N/A
N/A
 
Yes
No
No
Yes
Yes
Yes
check_circle
 
Yes
Yes
No
Yes
Yes
Yes
 
4.5

All pricing data was obtained from a published web site as of 09/01/18 and is believed to be accurate, but is not guaranteed. The StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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