Charles Schwab vs Fidelity 2025
In this head to head comparison of Charles Schwab vs Fidelity, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of Charles Schwab vs Fidelity, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
When choosing between Charles Schwab and Fidelity for your investment needs, both brokers shine with a top-tier rating of five stars for their range of investment options. Charles Schwab slightly edges out the competition, being ranked second out of 18 brokers by StockBrokers.com, while Fidelity is a close third. This suggests that both platforms are highly capable, but depending on your specific investment interests, one may suit you better than the other.
Charles Schwab offers an extensive array of investment opportunities, making it an attractive choice for diverse investor profiles. The platform provides standard options like stock trading, margin trading, and mutual funds, along with more specialized options like forex and futures trading. While Schwab is a powerhouse in traditional investments, it does not currently offer cryptocurrency trading, which might be a downside for those looking to diversify into digital assets.
Fidelity, on the other hand, provides a similarly comprehensive selection of investment options, including stock trading, mutual funds, and options trading. Notably, Fidelity supports cryptocurrency trading, offering three different coins for those interested in this modern asset class. The platform also caters to traditional retirement accounts with both Traditional and Roth IRAs, as well as providing robust advisory services. Although Fidelity does not offer forex or futures trading, it remains a strong contender with its unique offering of crypto assets.
Feature |
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Stock Trading | Yes | Yes |
Margin Trading | Yes | Yes |
Fractional Shares | Yes | Yes |
OTC Stocks | Yes | Yes |
Mutual Funds | Yes | Yes |
Options Trading | Yes | Yes |
Futures Trading | Yes | No |
Crypto Trading | No | Yes |
Crypto Trading - Total Coins | 0 | 3 |
Range of Investments |
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Dive deeper: Best Options Trading Platforms for 2025, Best Futures Trading Platforms for 2025
When comparing Charles Schwab and Fidelity, Charles Schwab stands out with a top rating of 5 stars, ranked as #1 by StockBrokers.com for trading platforms and tools. In contrast, Fidelity holds a 4.5-star rating, placing it at #4. Both brokers offer comprehensive trading solutions, but Charles Schwab excels with features like more technical indicators, customization options, and capabilities like paper trading that are not available with Fidelity.
Charles Schwab and Fidelity both cater to traders who seek flexibility and access to diverse platforms, offering Windows and Mac desktop applications as well as browser-based platforms. However, Charles Schwab edges ahead with features such as a more extensive selection of columns for watch lists—580 compared to Fidelity's 92—and the ability to engage in paper trading, which Fidelity does not offer. Both platforms allow traders to adjust open orders on charts, add notes and index overlays, and show historical trades, but Schwab provides more customization with 374 technical indicators versus Fidelity's 129.
Charting tools are plentiful with both Charles Schwab and Fidelity, but Schwab provides greater depth in several areas. For instance, Schwab offers 24 drawing tools and the ability to create custom studies, whereas Fidelity provides more drawing tools—38—but lacks support for custom studies. Moreover, Schwab's trading journal adds another layer of comprehensive record-keeping that can appeal to traders who emphasize tracking past performance. With such broad capabilities, Charles Schwab clearly offers a more expansive toolkit for traders seeking intricate and tailored trading experiences.
Feature |
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Web Trading Platform | Yes | Yes |
Desktop Trading Platform | Yes | Yes |
Desktop Platform (Mac) | Yes | Yes |
Paper Trading | Yes | No |
Watch Lists - Total Fields | 580 | 92 |
Charting - Indicators / Studies | 374 | 129 |
Charting - Drawing Tools | 24 | 38 |
Platforms & Tools |
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Dive deeper: Best Stock Brokers & Trading Platforms for 2025, Best Paper Trading Platforms for 2025
When comparing Charles Schwab and Fidelity in terms of investor education for beginners, both platforms are well-equipped with comprehensive resources. They each provide education on stocks, ETFs, options, mutual funds, and bonds, catering to various investment strategies and knowledge levels. Both Charles Schwab and Fidelity support learners with educational videos, webinars, and quizzes to enhance understanding. They also offer tools to track your learning progress, ensuring a structured educational journey. However, a noteworthy difference is that Charles Schwab provides a paper trading feature, allowing new investors to practice trading without real financial risks, while this feature is absent in Fidelity's offerings.
Despite these similarities and differences, both Charles Schwab and Fidelity are highly rated for their educational offerings, each earning five out of five stars. They are considered top choices for investor education, with Charles Schwab holding the number one spot according to StockBrokers.com, just ahead of Fidelity in the number two position. This ranking reflects their commitment to delivering valuable learning experiences to beginner investors, helping them build confidence and knowledge before engaging in real market activities.
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Education (Stocks) | Yes | Yes |
Education (ETFs) | Yes | Yes |
Education (Options) | Yes | Yes |
Education (Mutual Funds) | Yes | Yes |
Education (Bonds) | Yes | Yes |
Paper Trading | Yes | No |
Videos | Yes | Yes |
Webinars | Yes | Yes |
Education |
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Dive deeper: Best Stock Trading Platforms for Beginners of 2025
When considering the stock trading app features of Charles Schwab and Fidelity, both providers deliver comprehensive capabilities, but there are some key distinctions. While Charles Schwab and Fidelity both offer highly rated apps on iPhone, Android, and even Apple Watch, Schwab takes a slight edge in overall ranking. Charles Schwab's app leads in certain areas, particularly the number of technical studies available for mobile charting, offering 373 compared to Fidelity's 119, and holds the number one spot in StockBrokers.com's rankings among 18 brokers. On the other hand, Fidelity stands out with its after-hours charting feature that is not available with Schwab.
Both Charles Schwab and Fidelity provide a variety of powerful tools for active investors, including mobile after-hours trading, options trading, streaming quotes, and live TV. Users can also enjoy videos on demand, real-time stock alerts, and the ability to create and customize watch lists across both platforms. These features ensure that traders have the flexibility and resources they need right at their fingertips, regardless of the mobile device they prefer.
For investors focused on technical analysis, Charles Schwab might be more attractive due to its extensive range of technical studies and chart criteria. However, Fidelity offers a rich experience as well, particularly for those who value after-hours charting. Both apps allow for viewing charts in landscape mode and across multiple time frames, along with stock comparisons directly in the app, ensuring a comprehensive trading experience for users of any level.
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iPhone App | Yes | Yes |
Android App | Yes | Yes |
Apple Watch App | Yes | Yes |
Stock Alerts | Yes | Yes |
Charting - After-Hours | No | Yes |
Charting - Technical Studies | 373 | 119 |
Mobile Trading Apps |
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Dive deeper: Best Stock Trading Apps for 2025
Choosing between Charles Schwab and Fidelity largely depends on specific preferences regarding fees and services, as both brokers offer competitive pricing for many of their offerings. When considering account fees and other charges, both platforms provide commission-free trading for regular stocks and maintain a $0 minimum deposit requirement, making them accessible to various investors. However, for investors dealing with higher-end margin accounts or those frequently transferring accounts, the differences become more apparent. Fidelity has a slight edge in margin rates for balances under $50,000, while Charles Schwab charges a notable $50 for full account transfers, compared to Fidelity's $0 for the same service.
Focusing on options trading, both Charles Schwab and Fidelity charge a reasonable $0.65 per options contract, ensuring cost-effectiveness for options traders. Additionally, neither platform imposes fees for options exercise and assignment, which aligns with their investor-friendly approach. For those managing retirement accounts, both Charles Schwab and Fidelity waive annual IRA fees and closure fees, which simplifies retirement planning and withdrawal processes for their clients.
Examining other service charges reveals subtle distinctions between the two brokers. On margin rates, Fidelity tends to offer more favorable terms for balances below $50,000, while both brokers are on par for balances between $50,000 and $99,999. It's also worth noting that while partial account transfers are free at both firms, only Fidelity offers fee-free full account transfers. These nuanced variations in fees and charges could guide potential investors towards a broker that aligns best with their financial activities and goals.
Feature |
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Minimum Deposit | $0.00 | $0.00 |
Stock Trades | $0.00 | $0.00 |
Options (Per Contract) | $0.65 | $0.65 |
Options Exercise Fee | $0.00 | $0.00 |
Options Assignment Fee | $0.00 | $0.00 |
IRA Annual Fee | $0.00 | $0.00 |
IRA Closure Fee | $0.00 | $0.00 |
Dive deeper: Best Free Trading Platforms for 2025
When it comes to day trading capabilities, both Charles Schwab and Fidelity provide a range of features to support active traders. They each offer streaming time and sales data for stocks and streaming live TV, ensuring traders have access to real-time information and market analysis. Additionally, both brokers provide direct market routing, trading hotkeys, and level 2 quotes, allowing for fast and informed trade executions. For those interested in backtesting strategies, Charles Schwab offers both basic and advanced strategy backtesting, while Fidelity only provides basic backtesting options.
In terms of more specialized features, Charles Schwab stands out by offering ladder trading functionality, a feature not available with Fidelity. Both platforms include a short locator tool that helps traders find current real-time availability of shares to short, which can be a crucial tool for day traders. However, neither broker provides order liquidity rebates, such as maker/taker rebates. Overall, Charles Schwab's additional offerings, like ladder trading and advanced strategy backtesting, might appeal to traders looking for a more comprehensive day trading toolkit.
Feature |
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Streaming Time & Sales | Yes | Yes |
Streaming TV | Yes | Yes |
Direct Market Routing - Stocks | Yes | Yes |
Level 2 Quotes - Stocks | Yes | Yes |
Trade Ideas - Backtesting | Yes | Yes |
Trade Ideas - Backtesting Adv | Yes | No |
Short Locator | Yes | Yes |
Dive deeper: Best Day Trading Platforms for 2025
When it comes to market research capabilities, both Charles Schwab and Fidelity provide comprehensive resources that cater to the needs of investors. Both firms offer extensive research on stocks, ETFs, mutual funds, pink sheets, and bonds, along with features like social media sentiment data and ESG research, ensuring investors have access to crucial information. However, while both firms shine with a perfect 5-star rating for market research, Charles Schwab distinguishes itself by offering more downloadable PDF research reports for mutual funds and holds the top spot in StockBrokers.com's ranking, compared to Fidelity's third-place ranking.
Charles Schwab offers investors a broad array of research tools, including the unique ability to download research reports for stocks, ETFs, and mutual funds. With the capacity to generate seven different downloadable stock reports and the ability to assess mutual funds via downloadable content, Schwab ensures investors have flexible access to detailed analyses. Furthermore, the firm provides stock research using cutting-edge methodologies, such as social media sentiment analysis and ESG research, enhancing the depth of insights available to users.
Fidelity, on the other hand, matches Schwab's offerings in many areas, providing stock research, ETF reports, and a full suite of research capabilities, including social media sentiment data and a focus on ESG principles. While Fidelity offers a larger number of stock research reports with 11 downloadable PDFs compared to Schwab's seven, it does fall short in downloadable mutual fund reports. Still, Fidelity maintains its strong market research position through extensive data and analytical tools, placing it among the top contenders in the industry.
Feature |
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Research - Stocks | Yes | Yes |
Screener - Stocks | Yes | Yes |
Research - ETFs | Yes | Yes |
Screener - ETFs | Yes | Yes |
Research - Mutual Funds | Yes | Yes |
Screener - Mutual Funds | Yes | Yes |
Research - Bonds | Yes | Yes |
Screener - Bonds | Yes | Yes |
Research |
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When comparing the banking capabilities of Charles Schwab and Fidelity, several key offerings highlight their differences and similarities. Charles Schwab provides a wider range of banking services, offering both checking and savings accounts, while Fidelity does not offer these account types. However, both Schwab and Fidelity offer debit cards and credit cards, ensuring flexible payment options for their clients. Additionally, both financial institutions enable customers to invest in Certificates of Deposit (CDs), providing a reliable saving avenue. For those considering larger financial investments, both Schwab and Fidelity cater to mortgage loan needs, supporting long-term buying goals. Ultimately, Charles Schwab stands out for its more comprehensive banking services, particularly with the inclusion of checking and savings accounts.
Feature |
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Checking Accounts | Yes | No |
Savings Accounts | Yes | No |
Debit Cards | Yes | Yes |
Credit Cards | Yes | Yes |
Mortgage Loans | Yes | Yes |
CDs | Yes | Yes |
Dive deeper: Best Bank Accounts for Trading Stocks for 2025
After opening live accounts and testing 18 of the best online brokers, our research and live account testing finds that Charles Schwab is better than Fidelity. Charles Schwab finished with an overall score of 99.2%, while Fidelity finished with a score of 96.2%.
With the addition of TD Ameritrade's thinkorswim platforms and the enhancement of several features, Schwab is now a vigorous competitor with thought-provoking research and commentary and a client experience to fit any preference.
Charles Schwab does not support crypto trading and offers zero cryptocurrencies, whereas Fidelity provides crypto trading with access to three different coins, making it a more suitable choice for investors interested in digital currencies.
Dive deeper: Best Online Brokers for Crypto Trading in 2025
Both Charles Schwab and Fidelity provide traditional and Roth IRA accounts with no annual fees or closure fees, making them excellent choices for investors seeking cost-effective retirement solutions.
Dive deeper: Best IRA Accounts for 2025
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0 of 5Overall Rating | Charles Schwab | Fidelity | |
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Commissions & Fees | N/A | N/A | |
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Platforms & Tools |
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Mobile Trading Apps |
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Research |
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Customer Service |
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Education |
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Ease Of Use |
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Winner | check_circle | ||
Review | Charles Schwab Review | Fidelity Review |
Broker Screenshots | Charles Schwab | Fidelity | |
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Trading Platform & Tools Gallery (click to expand) | |||
Research Gallery (click to expand) | |||
Mobile Trading Apps Gallery (click to expand) | |||
Education Gallery (click to expand) |
Trading Fees | Charles Schwab | Fidelity | |
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Minimum Deposit | $0.00 | $0.00 | |
Stock Trades | $0.00 | $0.00 | |
Penny Stock Fees (OTC) | $6.95 | $0.00 | |
Mutual Fund Trade Fee | Varies | Varies | |
Options (Per Contract) | $0.65 | $0.65 | |
Futures (Per Contract) | $2.25 | (Not offered) | |
Broker Assisted Trade Fee | $25 | $32.95 |
Margin Rates | Charles Schwab | Fidelity | |
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Margin Rate Under $25,000 | 13.575% | 13.075% | |
Margin Rate $25,000 to $49,999.99 | 13.075% | 12.575% | |
Margin Rate $50,000 to $99,999.99 | 12.125% | 12.125% | |
Margin Rate $100,000 to $249,999.99 | 12.075% | 11.575% | |
Margin Rate $250,000 to $499,999.99 | 11.825% | 11.325% | |
Margin Rate $500,000 to $999,999.99 | Varies | 9.00% | |
Margin Rate Above $1,000,000 | Varies | 8.75% |
Account Fees | Charles Schwab | Fidelity | |
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IRA Annual Fee | $0.00 | $0.00 | |
IRA Closure Fee | $0.00 | $0.00 | |
Account Transfer Out (Partial) | $0.00 | $0.00 | |
Account Transfer Out (Full) | $50.00 | $0.00 | |
Options Exercise Fee | $0.00 | $0.00 | |
Options Assignment Fee | $0.00 | $0.00 |
Investment Options | Charles Schwab | Fidelity | |
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Stock Trading | Yes | Yes | |
Margin Trading | Yes | Yes | |
Fractional Shares | Yes | Yes | |
OTC Stocks | Yes | Yes | |
Options Trading | Yes | Yes | |
Complex Options Max Legs | 4 | 4 | |
Futures Trading | Yes | No | |
Forex Trading | Yes | No | |
Crypto Trading | No | Yes | |
Crypto Trading - Total Coins | 0 | 3 | |
Mutual Funds (No Load) | 15163 | 5843 | |
Mutual Funds (Total) | 18145 | 10000 | |
Bonds (US Treasury) | Yes | Yes | |
Bonds (Corporate) | Yes | Yes | |
Bonds (Municipal) | Yes | Yes | |
Traditional IRAs | Yes | Yes | |
Roth IRAs | Yes | Yes | |
Advisor Services | Yes | Yes | |
International Countries (Stocks) | 12 | 25 |
Order Types | Charles Schwab | Fidelity | |
---|---|---|---|
Order Type - Market | Yes | Yes | |
Order Type - Limit | Yes | Yes | |
Order Type - After Hours | Yes | Yes | |
Order Type - Stop | Yes | Yes | |
Order Type - Trailing Stop | Yes | Yes | |
Order Type - OCO | Yes | Yes | |
Order Type - OTO | Yes | Yes | |
Order Type - Broker Assisted | Yes | Yes |
Beginners | Charles Schwab | Fidelity | |
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Education (Stocks) | Yes | Yes | |
Education (ETFs) | Yes | Yes | |
Education (Options) | Yes | Yes | |
Education (Mutual Funds) | Yes | Yes | |
Education (Bonds) | Yes | Yes | |
Education (Retirement) | Yes | Yes | |
Retirement Calculator | Yes | Yes | |
Investor Dictionary | Yes | Yes | |
Paper Trading | Yes | No | |
Videos | Yes | Yes | |
Webinars | Yes | Yes | |
Webinars (Archived) | Yes | Yes | |
Progress Tracking | Yes | Yes | |
Interactive Learning - Quizzes | Yes | Yes |
Stock Trading Apps | Charles Schwab | Fidelity | |
---|---|---|---|
iPhone App | Yes | Yes | |
Android App | Yes | Yes | |
Apple Watch App | Yes | Yes | |
Trading - Stocks | Yes | Yes | |
Trading - After-Hours | Yes | Yes | |
Trading - Simple Options | Yes | Yes | |
Trading - Complex Options | Yes | Yes | |
Order Ticket RT Quotes | Yes | Yes | |
Order Ticket SRT Quotes | Yes | Yes |
Stock App Features | Charles Schwab | Fidelity | |
---|---|---|---|
Market Movers (Top Gainers) | Yes | Yes | |
Stream Live TV | Yes | Yes | |
Videos on Demand | Yes | Yes | |
Stock Alerts | Yes | Yes | |
Option Chains Viewable | Yes | Yes | |
Watch List (Real-time) | Yes | Yes | |
Watch List (Streaming) | Yes | Yes | |
Watch Lists - Create & Manage | Yes | Yes | |
Watch Lists - Column Customization | Yes | Yes |
Stock App Charting | Charles Schwab | Fidelity | |
---|---|---|---|
Charting - After-Hours | No | Yes | |
Charting - Can Turn Horizontally | Yes | Yes | |
Charting - Multiple Time Frames | Yes | Yes | |
Charting - Technical Studies | 373 | 119 | |
Charting - Study Customizations | Yes | Yes | |
Charting - Stock Comparisons | Yes | Yes |
Trading Platforms | Charles Schwab | Fidelity | |
---|---|---|---|
Active Trading Platform | thinkorswim | Active Trader Pro | |
Desktop Trading Platform | Yes | Yes | |
Desktop Platform (Mac) | Yes | Yes | |
Web Trading Platform | Yes | Yes | |
Paper Trading | Yes | No | |
Trade Journal | Yes | Yes | |
Watch Lists - Total Fields | 580 | 92 |
Stock Chart Features | Charles Schwab | Fidelity | |
---|---|---|---|
Charting - Adjust Trades on Chart | Yes | Yes | |
Charting - Indicators / Studies | 374 | 129 | |
Charting - Drawing Tools | 24 | 38 | |
Charting - Notes | Yes | Yes | |
Charting - Index Overlays | Yes | Yes | |
Charting - Historical Trades | Yes | Yes | |
Charting - Corporate Events | Yes | Yes | |
Charting - Custom Date Range | Yes | Yes | |
Charting - Custom Time Bars | Yes | Yes | |
Charting - Automated Analysis | Yes | Yes | |
Charting - Save Profiles | Yes | Yes | |
Trade Ideas - Technical Analysis | Yes | Yes | |
Charting - Study Customizations | 35 | 5 | |
Charting - Custom Studies | Yes | No |
Day Trading | Charles Schwab | Fidelity | |
---|---|---|---|
Streaming Time & Sales | Yes | Yes | |
Streaming TV | Yes | Yes | |
Direct Market Routing - Stocks | Yes | Yes | |
Ladder Trading | Yes | No | |
Trade Hotkeys | Yes | Yes | |
Level 2 Quotes - Stocks | Yes | Yes | |
Trade Ideas - Backtesting | Yes | Yes | |
Trade Ideas - Backtesting Adv | Yes | No | |
Short Locator | Yes | Yes | |
Order Liquidity Rebates | No | No |
Research Overview | Charles Schwab | Fidelity | |
---|---|---|---|
Research - Stocks | Yes | Yes | |
Research - ETFs | Yes | Yes | |
Research - Mutual Funds | Yes | Yes | |
Research - Pink Sheets / OTCBB | Yes | Yes | |
Research - Bonds | Yes | Yes | |
Screener - Stocks | Yes | Yes | |
Screener - ETFs | Yes | Yes | |
Screener - Mutual Funds | Yes | Yes | |
Screener - Bonds | Yes | Yes | |
Misc - Portfolio Allocation | Yes | Yes |
Stock Research | Charles Schwab | Fidelity | |
---|---|---|---|
Stock Research - PDF Reports | 7 | 11 | |
Stock Research - Earnings | Yes | Yes | |
Stock Research - Insiders | Yes | Yes | |
Stock Research - Social | Yes | Yes | |
Stock Research - News | Yes | Yes | |
Stock Research - ESG | Yes | Yes | |
Stock Research - SEC Filings | Yes | Yes |
ETF Research | Charles Schwab | Fidelity | |
---|---|---|---|
ETFs - Strategy Overview | Yes | Yes | |
ETF Fund Facts - Inception Date | Yes | Yes | |
ETF Fund Facts - Expense Ratio | Yes | Yes | |
ETF Fund Facts - Net Assets | Yes | Yes | |
ETF Fund Facts - Total Holdings | Yes | Yes | |
ETFs - Top 10 Holdings | Yes | Yes | |
ETFs - Sector Exposure | Yes | Yes | |
ETFs - Risk Analysis | Yes | Yes | |
ETFs - Ratings | Yes | Yes | |
ETFs - Morningstar StyleMap | Yes | Yes | |
ETFs - PDF Reports | Yes | Yes |
Mutual Fund Research | Charles Schwab | Fidelity | |
---|---|---|---|
Mutual Funds - Strategy Overview | Yes | Yes | |
Mutual Funds - Performance Chart | Yes | Yes | |
Mutual Funds - Performance Analysis | Yes | Yes | |
Mutual Funds - Prospectus | Yes | Yes | |
Mutual Funds - 3rd Party Ratings | Yes | Yes | |
Mutual Funds - Fees Breakdown | Yes | Yes | |
Mutual Funds - Top 10 Holdings | Yes | Yes | |
Mutual Funds - Asset Allocation | Yes | Yes | |
Mutual Funds - Sector Allocation | Yes | Yes | |
Mutual Funds - Country Allocation | Yes | Yes | |
Mutual Funds - StyleMap | Yes | Yes |
Options Trading | Charles Schwab | Fidelity | |
---|---|---|---|
Option Chains - Basic View | Yes | Yes | |
Option Chains - Strategy View | Yes | Yes | |
Option Chains - Streaming | Yes | Yes | |
Option Chains - Total Columns | 31 | 26 | |
Option Chains - Greeks | 5 | 5 | |
Option Chains - Quick Analysis | Yes | Yes | |
Option Analysis - P&L Charts | Yes | Yes | |
Option Probability Analysis | Yes | Yes | |
Option Probability Analysis Adv | Yes | Yes | |
Option Positions - Greeks | Yes | Yes | |
Option Positions - Greeks Streaming | Yes | Yes | |
Option Positions - Adv Analysis | Yes | Yes | |
Option Positions - Rolling | Yes | Yes | |
Option Positions - Grouping | Yes | Yes |
Banking | Charles Schwab | Fidelity | |
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Bank (Member FDIC) | Yes | No | |
Checking Accounts | Yes | No | |
Savings Accounts | Yes | No | |
Credit Cards | Yes | Yes | |
Debit Cards | Yes | Yes | |
Mortgage Loans | Yes | Yes |
Customer Service | Charles Schwab | Fidelity | |
---|---|---|---|
Phone Support (Prospect Customers) | Yes | Yes | |
Phone Support (Current Customers) | Yes | Yes | |
Email Support | Yes | Yes | |
Live Chat (Prospect Customers) | No | Yes | |
Live Chat (Current Customers) | Yes | Yes | |
24/7 Support | Yes | Yes |
Overall | Charles Schwab | Fidelity | |
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Overall |
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Commissions & Fees | N/A | N/A | |
Range of Investments |
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Platforms & Tools |
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Mobile Trading Apps |
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Research |
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Education |
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Ease Of Use |
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Winner | check_circle | ||
Review | Charles Schwab Review | Fidelity Review |