Fidelity vs Citi Self Invest Comparison
Comparing brokers side by side is no easy task. We spend hundreds of hours each year testing the platforms, mobile apps, trading tools and general ease of use among online brokerages, as well as comparing commissions and fees, to find the best online broker.
Though many U.S. brokers offer basic trading features, such as an app, charting tools, stock research and educational content, the depth of those features can vary widely. Let's compare Fidelity vs Citi Self Invest.
Is Fidelity or Citi Self Invest better for beginners?
In stock trading, the more you know, the better you’ll do. Taking advantage of resources like articles, webinars, videos and interactive elements is a great way to shorten the learning curve. In our analysis, we examine the availability of several different types of educational materials.
For 2024, our review finds that Fidelity offers more comprehensive new investor education for beginning investors than Citi Self Invest. Fidelity offers investors access to Videos, Education (Stocks), Education (ETFs), Education (Options), Education (Mutual Funds), Education (Bonds) and Education (Retirement), while Citi Self Invest offers investors access to neither of these. Neither have Paper Trading.
What about Fidelity vs Citi Self Invest pricing?
Fidelity and Citi Self Invest charge the same amount for regular stock trades, $0.00. Option contracts are pricier at Fidelity, costing $0.65 per contract versus N/A per contract at Citi Self Invest. Fidelity and Citi Self Invest both charge (Not offered) per option contract. For a deeper dive, see our best brokers for free stock trading or options trading guides.
Does Fidelity or Citi Self Invest offer a wider range of investment options?
Looking at a full range of investment options, including order types and international trading, our research has found that Fidelity offers a more comprehensive offering than Citi Self Invest. Fidelity ranks #3 out of 18 brokers for our Investment Options category, while Citi Self Invest ranks #18.
Fidelity offers investors access to Stock Trading, Fractional Shares, Options Trading, OTC Stocks, Mutual Funds and Advisor Services, while Citi Self Invest offers investors access to Stock Trading and Mutual Funds. Neither have Futures Trading and Forex Trading. Looking at Mutual Funds, Citi Self Invest trails Fidelity in its offering of no transaction fee (NTF) mutual funds, with Fidelity offering 3401 and Citi Self Invest offering 820.
Do Fidelity and Citi Self Invest offer cryptocurrency?
In our analysis of top U.S. brokerages, we research whether each broker offers the ability to trade cash cryptocurrency, such as bitcoin and ethereum. Though crypto has risen steadily in popularity, availability still varies from broker to broker. Our review finds that Fidelity offers crypto trading, while Citi Self Invest does not.
Which trading platform is better: Fidelity or Citi Self Invest?
To compare the day trading platforms of Fidelity and Citi Self Invest, we focused on trading tools and functionality across both web and desktop-based platforms. Popular day trading platform tools include streaming real-time quotes, stock alerts, trading hotkeys, direct market routing, streaming time and sales, customizable watch lists, backtesting, and fully functional charting packages, among many others. For day trading, Fidelity offers a better experience.
Does Fidelity or Citi Self Invest offer a better stock trading app?
After testing 25 features across the stock trading apps of Fidelity and Citi Self Invest, we found Fidelity to be better overall. The best stock market apps are easy to use, have excellent design, and deliver a fully featured online trading experience. Fidelity ranks #3 out of 18 brokers, while Citi Self Invest ranks #17.
Fidelity Trading App Gallery
Citi Self Invest Trading App Gallery
Which broker is better for researching stocks?
For research, Fidelity offers superior market research than Citi Self Invest. Fidelity ranks #5 and Citi Self Invest ranks #15.
Over the years, we've found that the best brokers provide rich market commentary, a variety of third-party research reports, and thorough quote screens that are not just easy to navigate, but that also include a comprehensive selection of fundamental data. Robust stock, ETFs, and mutual fund screeners are also must-haves for trade idea generation.
How do Fidelity and Citi Self Invest compare in terms of minimum deposit required?
Fidelity requires a minimum deposit of $0.00, while Citi Self Invest requires a minimum deposit of $0.00. From our testing, we found that SoFi is the only broker that requires a minimum deposit.
Which broker offers better margin rates for accounts under $25,000?
Fidelity charges 13.575% for accounts under $25,000 while Citi Self Invest charges a margin rate of Not offered . The industry average of the 18 brokers we track is 9%.
Does Fidelity offer fractional shares? Does Citi Self Invest?
While Fidelity offers fractional shares, Citi Self Invest does not. Our research has found that 54% of brokers offer fractional shares investing. Fractional shares allow traders to buy a part of a whole share of stock. For example, if Amazon is trading at $1,000, you could buy half a share for $500.
Can you trade penny stocks with Fidelity or Citi Self Invest?
Fidelity offers clients access to penny stock trading while Citi Self Invest does not. Fidelity charges $0.00 per trade. Penny stocks are companies whose shares trade for under $5 and are listed over the counter (OTC). For brokers that do offer penny stock trades, the average commission is $3.
Does either broker offer banking?
Online banking can be a benefit for investors, and some brokerages do provide banking services to customers. Debit Cards and Credit Cards are offered by Fidelity, while Citi Self Invest offers Checking Accounts, Savings Accounts, Debit Cards, Credit Cards and Mortgage Loans.
Which broker offers stronger customer service?
StockBrokers.com partners with customer experience research group Confero to conduct phone tests from locations across the United States to thoroughly evaluate the quality and speed of brokerage customer service. (Read more about How We Test.) Here are the results of our current testing.
Fidelity was rated 1st out of 13 brokers, with an overall score of 9.31 out of 10.
Is Fidelity good?
Fidelity is a value-driven online broker offering $0 trades, industry-leading research, excellent trading tools and an easy-to-use mobile app.
In the 2024 StockBrokers.com Annual Awards, Fidelity was rated No. 1 Broker Overall and No. 1 for Innovation, Phone Support, Beginners, Commissions & Fees, IRA Accounts, Penny Stock Trading, Customer Service, and Education. It also placed among Best in Class for Commissions & Fees, Research, Platforms & Tools, Mobile Trading Apps, Investment Options, Education, Ease of Use, Day Trading, and High Net Worth Investors.
Is Citi Self Invest good?
Citi Self Invest proved easy to use, easy on the eyes, and very convenient for Citi customers. For now, the investment options and tools are sparse; it's best for clients with limited needs.
Fidelity vs Citi Self Invest Winner
Overall winner: Fidelity
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