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Tradier vs SoFi Invest® 2025

StockBrokers.com

Written by StockBrokers.com

January 23, 2025

In this head to head comparison of Tradier vs SoFi Invest®, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.

Tradier
3.5/5 Stars Overall
  • Minimum Deposit: $0.00
  • Stock Trades: $0.00
  • Options (Per Contract): $0.35 info
SoFi Invest®
3/5 Stars Overall
  • Minimum Deposit: $5.00
  • Stock Trades: $0.00
  • Options (Per Contract): $0.00

Range of investments

When deciding between Tradier and SoFi Invest®, it's essential to understand the distinct advantages each online broker offers. Tradier excels with a broader range of investment options, including exclusive access to futures trading and a commendable 4-star rating in this category. In contrast, SoFi Invest® thrives with unique features like fractional shares trading and over-the-counter (OTC) stock options, earning a respectable 3.5-star rating despite a slightly narrower investment range. Both platforms provide traditional and Roth IRA accounts, catering to diverse retirement strategies. Ultimately, selecting the right platform hinges on whether you're seeking additional investment options or niche trading capabilities.

Tradier accommodates a variety of traders by offering stock, margin, mutual funds, and options trading. Its inclusion of futures trading sets it apart for those interested in diversified investment strategies. However, Tradier doesn't support fractional shares, OTC stocks, or forex trading, which could be limiting for some investors. Despite these limitations, Tradier maintains a competitive edge with a higher ranking of #11 for range of investments on StockBrokers.com, reflecting its appeal to those seeking breadth in their trading pursuits.

SoFi Invest® shines with features that appeal to modern investors, such as fractional shares and OTC stocks. It provides a comprehensive portfolio that includes stock, margin, options, and mutual fund trading, yet lacks offerings in futures, forex, and crypto trading. Additionally, SoFi Invest® distinguishes itself by offering advisor services, supporting investors who might benefit from additional guidance. Despite being ranked #14 in range of investments on StockBrokers.com, SoFi Invest®'s specialized trading options and advisor support present a compelling case for investors who prioritize accessibility and professional support.

Feature Tradier logoTradier
SoFi Invest® logoSoFi Invest®
Stock Trading info Yes Yes
Margin Trading info Yes Yes
Fractional Shares info No Yes
OTC Stocks info No Yes
Mutual Funds info Yes Yes
Options Trading info Yes Yes
Futures Trading info Yes No
Crypto Trading info No No info
Crypto Trading - Total Coins info 0 0
Range of Investments 4/5 Stars 3.5/5 Stars

Dive deeper: Best Options Trading Platforms for 2025, Best Futures Trading Platforms for 2025

Trading platforms and tools

When comparing Tradier and SoFi Invest® for their trading platforms and tools, Tradier emerges as the preferred choice for traders seeking more functionalities and a wider range of features. Tradier notably offers a browser-based trading platform with capabilities for paper trading and an impressive selection of 95 technical indicators for charting. In contrast, SoFi Invest® provides a more basic trading experience with no paper trading options or technical indicators. Ratings by StockBrokers.com reflect this difference, with Tradier scoring 2.5 stars and ranking 14th out of 18 brokers, whereas SoFi Invest® receives 1.5 stars and ranks 16th.

Both Tradier and SoFi Invest® lack downloadable desktop platforms for either Windows or Mac, focusing their offerings on browser-based solutions. Tradier stands out by enabling the addition of notes to charts and displaying historical trades, features absent in SoFi Invest®. While both platforms offer three-column watch lists and share the limitation of not allowing direct open order adjustments on stock charts, Tradier's ability to customize certain study fields, such as having seven customization fields for SMA studies, provides a slight edge in user personalization.

While neither platform includes advanced charting features like drawing tools or index overlays, Tradier holds a clear advantage in charting tools, with far more technical indicators available to users. Additionally, neither broker supports custom studies or automated technical analysis, but Tradier's capacity to save historical trades and add notes further distinguishes its platform from SoFi Invest®. Despite some limitations, Tradier offers a more comprehensive set of tools and features for traders seeking a functional online trading platform.

Feature Tradier logoTradier
SoFi Invest® logoSoFi Invest®
Web Trading Platform info Yes Yes
Desktop Trading Platform info No info No
Desktop Platform (Mac) info No info No
Paper Trading info Yes No
Watch Lists - Total Fields info 3 3
Charting - Indicators / Studies info 95 0
Charting - Drawing Tools info 0 0
Platforms & Tools 2.5/5 Stars 1.5/5 Stars

Dive deeper: Best Stock Brokers & Trading Platforms for 2025, Best Paper Trading Platforms for 2025

Featured Offers


5/5 Stars

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Beginners and education

When it comes to educating beginner investors, SoFi Invest® provides a comprehensive experience, making it a strong choice for those new to the investment world. The platform stands out with in-depth educational resources on stock, ETF, options, and mutual funds, as well as bonds. SoFi Invest® also hosts webinars, offering interactive learning opportunities for investors, contributing to its high education rating of 4.5 stars. This dedication places SoFi Invest® in a commendable 6th position for investor education among 18 reviewed brokers, according to StockBrokers.com.

On the other hand, Tradier may serve those who wish to dive into trading activities directly, as it lacks educational resources for stocks, ETFs, and other asset types. Tradier does allow users to engage in paper trading, which can be a practical tool for practicing trading strategies without financial risk. However, Tradier's overall educational offerings are limited, resulting in a 0-star rating and placing it at 16th out of 18 brokers for educational services. This makes Tradier less suitable for those seeking structured investor education.

Feature Tradier logoTradier
SoFi Invest® logoSoFi Invest®
Education (Stocks) info No Yes
Education (ETFs) info No Yes
Education (Options) info No Yes
Education (Mutual Funds) info No Yes
Education (Bonds) info No Yes
Paper Trading info Yes No
Videos info No No
Webinars info No Yes
Education 0/5 Stars 4.5/5 Stars

Dive deeper: Best Stock Trading Platforms for Beginners of 2025

Stock trading apps

When it comes to choosing a stock trading app, Tradier and SoFi Invest® both offer platforms for iPhone and Android, but there are key differences that may influence your decision. Tradier stands out with a higher overall rating of 4 stars compared to SoFi Invest®'s 3.5 stars, and ranks #14 out of 18 brokers, a slight advantage over SoFi Invest®’s #16 ranking according to StockBrokers.com. Ultimately, Tradier may be the preferred choice for those who value options trading and additional features such as streaming quotes and custom watch lists.

Tradier offers a comprehensive mobile experience, allowing users to trade after-hours and engage in options trading, which SoFi Invest® doesn’t provide. With Tradier, users can also benefit from streaming quotes, making it easier to stay updated on market movements in real-time. However, both Tradier and SoFi Invest® do not feature apps for the Apple Watch, and streaming live TV or videos on demand are not available on either platform.

While both apps allow users to view multiple time frames for charting, there are no advanced technical studies offered. It's noteworthy that Tradier allows the customization of watch lists, a feature not found in SoFi Invest®. Neither app permits viewing stock comparisons on charts, nor do they offer after-hours charting or chart viewing in landscape mode. SoFi Invest® may miss out on some trading tools for users who are more active, but it still provides a stable basic trading platform.

Feature Tradier logoTradier
SoFi Invest® logoSoFi Invest®
iPhone App info Yes Yes
Android App info Yes Yes
Apple Watch App info No No
Stock Alerts info No No
Charting - After-Hours info No No
Charting - Technical Studies info 0 0
Mobile Trading Apps 4/5 Stars 3.5/5 Stars

Dive deeper: Best Stock Trading Apps for 2025

Fees

When choosing between Tradier and SoFi Invest® for online brokerage services, there are distinct differences in their fee structures that may sway your decision. Tradier stands out with a no-minimum deposit requirement and offers commission-free regular stock trades, similar to SoFi Invest®. However, Tradier imposes a $0.35 per options contract fee, while SoFi Invest® allows options trading without additional charges. Where Tradier charges an 11.25% interest rate for margin balances under $100,000, SoFi Invest® applies a slightly higher rate. Additionally, Tradier incurs $30 annually for IRAs, contrasting with SoFi Invest®, which charges nothing. For account transfers, Tradier demands lower fees compared to SoFi Invest®. It's clear that each platform has unique advantages based on your trading needs.

For regular trading activities, both platforms offer commission-free stock trading, making them attractive options for investors focused on keeping costs low. Tradier doesn’t require any minimum deposit, whereas SoFi Invest® requires a nominal $5.00 to get started. This could be a deciding factor for newcomers or investors looking for greater flexibility in cash flow management. Furthermore, the absence of charge on options contracts with SoFi Invest® may make it appealing to more active traders.

When considering additional fees, Tradier charges $9 for both options exercise and assignment, compared to SoFi Invest®’s $5 fee. Tradier’s approach to IRAs includes a yearly fee and a higher closure cost compared to SoFi Invest®, which has zero annual charges and lower closure fees. Those looking to transfer accounts will find Tradier’s $75 charge cheaper than SoFi Invest®’s $100. These variations across service fees and conditions highlight the importance of evaluating what specific costs align with your trading habits and financial priorities.

Feature Tradier logoTradier
SoFi Invest® logoSoFi Invest®
Minimum Deposit info $0.00 $5.00
Stock Trades info $0.00 $0.00
Options (Per Contract) info $0.35 info $0.00
Options Exercise Fee info $9.00 $5.00
Options Assignment Fee info $9.00 $5.00
IRA Annual Fee info $30.00 info $0.00
IRA Closure Fee info $60.00 $20.00

Dive deeper: Best Free Trading Platforms for 2025

Day Trading

When it comes to day trading functionality, Tradier and SoFi Invest® offer similar experiences as neither platform provides advanced tools typically favored by active traders. Both platforms lack features such as streaming time and sales for stocks, streaming live TV, and direct market routing. Traditional day trading capabilities like ladder trading and trading hotkeys are also absent from the offerings of both Tradier and SoFi Invest®.

If you're seeking in-depth market analysis and sophisticated trading strategies, neither Tradier nor SoFi Invest® provides level 2 quotes or the possibility of backtesting basic or advanced strategies. Similarly, tools such as a short locator to gauge real-time short availability and order liquidity (maker/taker) rebates are not available. This limits their appeal for investors looking to take advantage of niche strategies or need a more analytical approach to day trading.

Feature Tradier logoTradier
SoFi Invest® logoSoFi Invest®
Streaming Time & Sales info No No
Streaming TV info No No
Direct Market Routing - Stocks info No No
Level 2 Quotes - Stocks info No No
Trade Ideas - Backtesting info No No
Trade Ideas - Backtesting Adv info No No
Short Locator info No No

Dive deeper: Best Day Trading Platforms for 2025

Market Research

When it comes to market research capabilities, Tradier holds a slight edge over SoFi Invest®. Although neither platform provides a full suite of research tools, Tradier does offer stock and ETF research, whereas SoFi Invest® does not offer research in these categories. Despite Tradier's limited offerings, it still surpasses SoFi Invest® in market research ratings, securing a 1.5-star rating compared to SoFi Invest®'s 0.5 stars. This gives Tradier a slight advantage for those specifically looking for broker support in stock and ETF market research.

Tradier allows investors to research stocks and ETFs, providing them with some basic tools to make informed decisions. However, neither Tradier nor SoFi Invest® offers research capabilities for mutual funds, bonds, or over-the-counter securities. Both platforms are limited in their ability to provide downloadable research reports or screeners for trade ideas, meaning investors might need to rely on additional resources for comprehensive analysis and selection.

Simplifying things for SoFi Invest® is its ability to display portfolio allocation by asset class, a feature not available through Tradier. While Tradier slightly leads in market research capabilities, this allocation feature is an advantage for users of SoFi Invest® who want a clearer view of their asset distribution. Nonetheless, as per StockBrokers.com rankings, Tradier ranks just above SoFi Invest®, holding the 15th spot compared to SoFi Invest®'s 16th position out of 18 brokers. This suggests that while both platforms are limited, Tradier remains the marginal leader in market research offerings.

Feature Tradier logoTradier
SoFi Invest® logoSoFi Invest®
Research - Stocks info Yes No
Screener - Stocks info No No
Research - ETFs info Yes No
Screener - ETFs info No No
Research - Mutual Funds info No No
Screener - Mutual Funds info No No
Research - Bonds info No No
Screener - Bonds info No No
Research 1.5/5 Stars 0.5/5 Stars

Banking

When comparing the banking features of online brokers Tradier and SoFi Invest®, there are distinct differences in the range of services offered. Tradier does not provide traditional banking services, such as checking or savings accounts, nor does it offer debit or credit cards, or mortgage loans. In contrast, SoFi Invest® offers a more comprehensive suite of banking options, which includes checking and savings accounts, along with debit and credit card services. Additionally, SoFi Invest® extends its offerings to mortgage loans, providing more financial tools for users. Neither Tradier nor SoFi Invest® offers Certificates of Deposit (CDs), highlighting a common ground in their service offerings.

Feature Tradier logoTradier
SoFi Invest® logoSoFi Invest®
Checking Accounts info No Yes
Savings Accounts info No Yes
Debit Cards info No Yes
Credit Cards info No Yes
Mortgage Loans info No Yes
CDs info No No

Dive deeper: Best Bank Accounts for Trading Stocks for 2025

Winner

After opening live accounts and testing 18 of the best online brokers, our research and live account testing finds that Tradier is better than SoFi Invest®. Tradier finished with an overall score of 65.6%, while SoFi Invest® finished with a score of 64.6%.

If you’re trying out advanced charting applications and want to trade from them, Tradier Brokerage is a very logical choice, though as a stand-alone broker it trails the offerings of industry leaders.

FAQs

Can you trade cryptocurrency with Tradier or SoFi Invest®?

Tradier and SoFi Invest® both do not offer crypto trading options, with neither platform providing any coins for crypto trading.

Dive deeper: Best Online Brokers for Crypto Trading in 2025

Does Tradier or SoFi Invest® offer IRAs?

Both Tradier and SoFi Invest® offer traditional and Roth IRA accounts, but while Tradier charges a $30 annual fee and a $60 closure fee, SoFi Invest® offers these accounts with no annual fee and a $20 closure fee, making it a more cost-effective option for budget-conscious investors.

Dive deeper: Best IRA Accounts for 2025

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Compare

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Overall Rating Tradier SoFi Invest®
Overall 3.5/5 Stars 3/5 Stars
Commissions & Fees 4.5/5 Stars N/A
Range of Investments 4/5 Stars 3.5/5 Stars
Platforms & Tools 2.5/5 Stars 1.5/5 Stars
Mobile Trading Apps 4/5 Stars 3.5/5 Stars
Research 1.5/5 Stars 0.5/5 Stars
Customer Service 3/5 Stars 4.5/5 Stars
Education 0/5 Stars 4.5/5 Stars
Ease Of Use 4/5 Stars 4.5/5 Stars
Winner check_circle
Review Tradier Review SoFi Invest® Review
Broker Screenshots Tradier SoFi Invest®
Trading Platform & Tools Gallery (click to expand)
Research Gallery (click to expand)
Mobile Trading Apps Gallery (click to expand)
Education Gallery (click to expand)
Trading Fees Tradier SoFi Invest®
Minimum Deposit info $0.00 $5.00
Stock Trades info $0.00 $0.00
Penny Stock Fees (OTC) info N/A N/A
Mutual Fund Trade Fee info $30 info $0
Options (Per Contract) info $0.35 info $0.00
Futures (Per Contract) info $1.50 info $0.00
Broker Assisted Trade Fee info $10 N/A
Margin Rates Tradier SoFi Invest®
Margin Rate Under $25,000 info 9.5% 11.25%
Margin Rate $25,000 to $49,999.99 info 9.5% 11.25%
Margin Rate $50,000 to $99,999.99 info 9.5% 11.25%
Margin Rate $100,000 to $249,999.99 info 9.5% 11.25%
Margin Rate $250,000 to $499,999.99 info 9.5% 11.25%
Margin Rate $500,000 to $999,999.99 info 9.5% 11.25%
Margin Rate Above $1,000,000 info 9.5% 11.25%
Account Fees Tradier SoFi Invest®
IRA Annual Fee info $30.00 info $0.00
IRA Closure Fee info $60.00 $20.00
Account Transfer Out (Partial) info $75.00 $100.00
Account Transfer Out (Full) info $75.00 $100.00
Options Exercise Fee info $9.00 $5.00
Options Assignment Fee info $9.00 $5.00
Investment Options Tradier SoFi Invest®
Stock Trading info Yes Yes
Margin Trading info Yes Yes
Fractional Shares info No Yes
OTC Stocks info No Yes
Options Trading info Yes Yes
Complex Options Max Legs info 4 0
Futures Trading info Yes No
Forex Trading info No No
Crypto Trading info No No info
Crypto Trading - Total Coins info 0 0
Mutual Funds (No Load) info 0 0
Mutual Funds (Total) info 0 6000
Bonds (US Treasury) info No No
Bonds (Corporate) info No No
Bonds (Municipal) info No No
Traditional IRAs info Yes Yes
Roth IRAs info Yes Yes
Advisor Services info No Yes
International Countries (Stocks) info 0 0
Order Types Tradier SoFi Invest®
Order Type - Market info Yes Yes
Order Type - Limit info Yes Yes
Order Type - After Hours info Yes Yes
Order Type - Stop info Yes No
Order Type - Trailing Stop info No No
Order Type - OCO info Yes No
Order Type - OTO info Yes No
Order Type - Broker Assisted info Yes No
Beginners Tradier SoFi Invest®
Education (Stocks) info No Yes
Education (ETFs) info No Yes
Education (Options) info No Yes
Education (Mutual Funds) info No Yes
Education (Bonds) info No Yes
Education (Retirement) info No Yes
Retirement Calculator info No No
Investor Dictionary info No Yes
Paper Trading info Yes No
Videos info No No
Webinars info No Yes
Webinars (Archived) info No Yes
Progress Tracking info No No
Interactive Learning - Quizzes info No No
Stock Trading Apps Tradier SoFi Invest®
iPhone App info Yes Yes
Android App info Yes Yes
Apple Watch App info No No
Trading - Stocks info Yes Yes
Trading - After-Hours info Yes Yes
Trading - Simple Options info Yes No
Trading - Complex Options info Yes No
Order Ticket RT Quotes info Yes Yes
Order Ticket SRT Quotes info No No
Stock App Features Tradier SoFi Invest®
Market Movers (Top Gainers) info Yes Yes
Stream Live TV info No No
Videos on Demand info No No
Stock Alerts info No No
Option Chains Viewable info Yes No
Watch List (Real-time) info Yes Yes
Watch List (Streaming) info No No
Watch Lists - Create & Manage info Yes No
Watch Lists - Column Customization info No No
Stock App Charting Tradier SoFi Invest®
Charting - After-Hours info No No
Charting - Can Turn Horizontally info No No
Charting - Multiple Time Frames info Yes Yes
Charting - Technical Studies info 0 0
Charting - Study Customizations info No No
Charting - Stock Comparisons info No No
Trading Platforms Tradier SoFi Invest®
Active Trading Platform info TradeHawk N/A
Desktop Trading Platform info No info No
Desktop Platform (Mac) info No info No
Web Trading Platform info Yes Yes
Paper Trading info Yes No
Trade Journal info No No
Watch Lists - Total Fields info 3 3
Stock Chart Features Tradier SoFi Invest®
Charting - Adjust Trades on Chart info No No
Charting - Indicators / Studies info 95 0
Charting - Drawing Tools info 0 0
Charting - Notes info Yes No
Charting - Index Overlays info No No
Charting - Historical Trades info Yes No
Charting - Corporate Events info No No
Charting - Custom Date Range info No No
Charting - Custom Time Bars info No No
Charting - Automated Analysis info No No
Charting - Save Profiles info No No
Trade Ideas - Technical Analysis info No No
Charting - Study Customizations info 7 0
Charting - Custom Studies info No No
Day Trading Tradier SoFi Invest®
Streaming Time & Sales info No No
Streaming TV info No No
Direct Market Routing - Stocks info No No
Ladder Trading info No No
Trade Hotkeys info No No
Level 2 Quotes - Stocks info No No
Trade Ideas - Backtesting info No No
Trade Ideas - Backtesting Adv info No No
Short Locator info No No
Order Liquidity Rebates info No No
Research Overview Tradier SoFi Invest®
Research - Stocks info Yes No
Research - ETFs info Yes No
Research - Mutual Funds info No No
Research - Pink Sheets / OTCBB info No No
Research - Bonds info No No
Screener - Stocks info No No
Screener - ETFs info No No
Screener - Mutual Funds info No No
Screener - Bonds info No No
Misc - Portfolio Allocation info No Yes
Stock Research Tradier SoFi Invest®
Stock Research - PDF Reports info 0 0
Stock Research - Earnings info No No
Stock Research - Insiders info No No
Stock Research - Social info No No
Stock Research - News info No Yes
Stock Research - ESG info No No
Stock Research - SEC Filings info No No
ETF Research Tradier SoFi Invest®
ETFs - Strategy Overview info No Yes
ETF Fund Facts - Inception Date info No No
ETF Fund Facts - Expense Ratio info No Yes
ETF Fund Facts - Net Assets info No No
ETF Fund Facts - Total Holdings info No No
ETFs - Top 10 Holdings info No Yes
ETFs - Sector Exposure info No No
ETFs - Risk Analysis info No No
ETFs - Ratings info No No
ETFs - Morningstar StyleMap info No No
ETFs - PDF Reports info No No
Mutual Fund Research Tradier SoFi Invest®
Mutual Funds - Strategy Overview info No No
Mutual Funds - Performance Chart info No No
Mutual Funds - Performance Analysis info No No
Mutual Funds - Prospectus info No No
Mutual Funds - 3rd Party Ratings info No No
Mutual Funds - Fees Breakdown info No No
Mutual Funds - Top 10 Holdings info No No
Mutual Funds - Asset Allocation info No No
Mutual Funds - Sector Allocation info No No
Mutual Funds - Country Allocation info No No
Mutual Funds - StyleMap info No No
Options Trading Tradier SoFi Invest®
Option Chains - Basic View info Yes Yes
Option Chains - Strategy View info No No
Option Chains - Streaming info No No
Option Chains - Total Columns info 8 0
Option Chains - Greeks info 1 0
Option Chains - Quick Analysis info Yes No
Option Analysis - P&L Charts info No No
Option Probability Analysis info No No
Option Probability Analysis Adv info No No
Option Positions - Greeks info No No
Option Positions - Greeks Streaming info No No
Option Positions - Adv Analysis info No No
Option Positions - Rolling info No No
Option Positions - Grouping info No No
Banking Tradier SoFi Invest®
Bank (Member FDIC) info No Yes
Checking Accounts info No Yes
Savings Accounts info No Yes
Credit Cards info No Yes
Debit Cards info No Yes
Mortgage Loans info No Yes
Customer Service Tradier SoFi Invest®
Phone Support (Prospect Customers) info Yes Yes
Phone Support (Current Customers) info Yes Yes
Email Support info Yes No
Live Chat (Prospect Customers) info No Yes
Live Chat (Current Customers) info No Yes
24/7 Support info No No
Overall Tradier SoFi Invest®
Overall 3.5/5 Stars 3/5 Stars
Commissions & Fees 4.5/5 Stars N/A
Range of Investments 4/5 Stars 3.5/5 Stars
Platforms & Tools 2.5/5 Stars 1.5/5 Stars
Mobile Trading Apps 4/5 Stars 3.5/5 Stars
Research 1.5/5 Stars 0.5/5 Stars
Education 0/5 Stars 4.5/5 Stars
Ease Of Use 4/5 Stars 4.5/5 Stars
Winner check_circle
Review Tradier Review SoFi Invest® Review
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