Tradier vs SoFi Invest® 2025
In this head to head comparison of Tradier vs SoFi Invest®, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of Tradier vs SoFi Invest®, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
When deciding between Tradier and SoFi Invest®, it's essential to understand the distinct advantages each online broker offers. Tradier excels with a broader range of investment options, including exclusive access to futures trading and a commendable 4-star rating in this category. In contrast, SoFi Invest® thrives with unique features like fractional shares trading and over-the-counter (OTC) stock options, earning a respectable 3.5-star rating despite a slightly narrower investment range. Both platforms provide traditional and Roth IRA accounts, catering to diverse retirement strategies. Ultimately, selecting the right platform hinges on whether you're seeking additional investment options or niche trading capabilities.
Tradier accommodates a variety of traders by offering stock, margin, mutual funds, and options trading. Its inclusion of futures trading sets it apart for those interested in diversified investment strategies. However, Tradier doesn't support fractional shares, OTC stocks, or forex trading, which could be limiting for some investors. Despite these limitations, Tradier maintains a competitive edge with a higher ranking of #11 for range of investments on StockBrokers.com, reflecting its appeal to those seeking breadth in their trading pursuits.
SoFi Invest® shines with features that appeal to modern investors, such as fractional shares and OTC stocks. It provides a comprehensive portfolio that includes stock, margin, options, and mutual fund trading, yet lacks offerings in futures, forex, and crypto trading. Additionally, SoFi Invest® distinguishes itself by offering advisor services, supporting investors who might benefit from additional guidance. Despite being ranked #14 in range of investments on StockBrokers.com, SoFi Invest®'s specialized trading options and advisor support present a compelling case for investors who prioritize accessibility and professional support.
Feature |
|
![]() |
---|---|---|
Stock Trading | Yes | Yes |
Margin Trading | Yes | Yes |
Fractional Shares | No | Yes |
OTC Stocks | No | Yes |
Mutual Funds | Yes | Yes |
Options Trading | Yes | Yes |
Futures Trading | Yes | No |
Crypto Trading | No | No |
Crypto Trading - Total Coins | 0 | 0 |
Range of Investments |
|
|
Dive deeper: Best Options Trading Platforms for 2025, Best Futures Trading Platforms for 2025
When comparing Tradier and SoFi Invest® for their trading platforms and tools, Tradier emerges as the preferred choice for traders seeking more functionalities and a wider range of features. Tradier notably offers a browser-based trading platform with capabilities for paper trading and an impressive selection of 95 technical indicators for charting. In contrast, SoFi Invest® provides a more basic trading experience with no paper trading options or technical indicators. Ratings by StockBrokers.com reflect this difference, with Tradier scoring 2.5 stars and ranking 14th out of 18 brokers, whereas SoFi Invest® receives 1.5 stars and ranks 16th.
Both Tradier and SoFi Invest® lack downloadable desktop platforms for either Windows or Mac, focusing their offerings on browser-based solutions. Tradier stands out by enabling the addition of notes to charts and displaying historical trades, features absent in SoFi Invest®. While both platforms offer three-column watch lists and share the limitation of not allowing direct open order adjustments on stock charts, Tradier's ability to customize certain study fields, such as having seven customization fields for SMA studies, provides a slight edge in user personalization.
While neither platform includes advanced charting features like drawing tools or index overlays, Tradier holds a clear advantage in charting tools, with far more technical indicators available to users. Additionally, neither broker supports custom studies or automated technical analysis, but Tradier's capacity to save historical trades and add notes further distinguishes its platform from SoFi Invest®. Despite some limitations, Tradier offers a more comprehensive set of tools and features for traders seeking a functional online trading platform.
Feature |
|
![]() |
---|---|---|
Web Trading Platform | Yes | Yes |
Desktop Trading Platform | No | No |
Desktop Platform (Mac) | No | No |
Paper Trading | Yes | No |
Watch Lists - Total Fields | 3 | 3 |
Charting - Indicators / Studies | 95 | 0 |
Charting - Drawing Tools | 0 | 0 |
Platforms & Tools |
|
|
Dive deeper: Best Stock Brokers & Trading Platforms for 2025, Best Paper Trading Platforms for 2025
When it comes to educating beginner investors, SoFi Invest® provides a comprehensive experience, making it a strong choice for those new to the investment world. The platform stands out with in-depth educational resources on stock, ETF, options, and mutual funds, as well as bonds. SoFi Invest® also hosts webinars, offering interactive learning opportunities for investors, contributing to its high education rating of 4.5 stars. This dedication places SoFi Invest® in a commendable 6th position for investor education among 18 reviewed brokers, according to StockBrokers.com.
On the other hand, Tradier may serve those who wish to dive into trading activities directly, as it lacks educational resources for stocks, ETFs, and other asset types. Tradier does allow users to engage in paper trading, which can be a practical tool for practicing trading strategies without financial risk. However, Tradier's overall educational offerings are limited, resulting in a 0-star rating and placing it at 16th out of 18 brokers for educational services. This makes Tradier less suitable for those seeking structured investor education.
Feature |
|
![]() |
---|---|---|
Education (Stocks) | No | Yes |
Education (ETFs) | No | Yes |
Education (Options) | No | Yes |
Education (Mutual Funds) | No | Yes |
Education (Bonds) | No | Yes |
Paper Trading | Yes | No |
Videos | No | No |
Webinars | No | Yes |
Education |
|
|
Dive deeper: Best Stock Trading Platforms for Beginners of 2025
When it comes to choosing a stock trading app, Tradier and SoFi Invest® both offer platforms for iPhone and Android, but there are key differences that may influence your decision. Tradier stands out with a higher overall rating of 4 stars compared to SoFi Invest®'s 3.5 stars, and ranks #14 out of 18 brokers, a slight advantage over SoFi Invest®’s #16 ranking according to StockBrokers.com. Ultimately, Tradier may be the preferred choice for those who value options trading and additional features such as streaming quotes and custom watch lists.
Tradier offers a comprehensive mobile experience, allowing users to trade after-hours and engage in options trading, which SoFi Invest® doesn’t provide. With Tradier, users can also benefit from streaming quotes, making it easier to stay updated on market movements in real-time. However, both Tradier and SoFi Invest® do not feature apps for the Apple Watch, and streaming live TV or videos on demand are not available on either platform.
While both apps allow users to view multiple time frames for charting, there are no advanced technical studies offered. It's noteworthy that Tradier allows the customization of watch lists, a feature not found in SoFi Invest®. Neither app permits viewing stock comparisons on charts, nor do they offer after-hours charting or chart viewing in landscape mode. SoFi Invest® may miss out on some trading tools for users who are more active, but it still provides a stable basic trading platform.
Feature |
|
![]() |
---|---|---|
iPhone App | Yes | Yes |
Android App | Yes | Yes |
Apple Watch App | No | No |
Stock Alerts | No | No |
Charting - After-Hours | No | No |
Charting - Technical Studies | 0 | 0 |
Mobile Trading Apps |
|
|
Dive deeper: Best Stock Trading Apps for 2025
When choosing between Tradier and SoFi Invest® for online brokerage services, there are distinct differences in their fee structures that may sway your decision. Tradier stands out with a no-minimum deposit requirement and offers commission-free regular stock trades, similar to SoFi Invest®. However, Tradier imposes a $0.35 per options contract fee, while SoFi Invest® allows options trading without additional charges. Where Tradier charges an 11.25% interest rate for margin balances under $100,000, SoFi Invest® applies a slightly higher rate. Additionally, Tradier incurs $30 annually for IRAs, contrasting with SoFi Invest®, which charges nothing. For account transfers, Tradier demands lower fees compared to SoFi Invest®. It's clear that each platform has unique advantages based on your trading needs.
For regular trading activities, both platforms offer commission-free stock trading, making them attractive options for investors focused on keeping costs low. Tradier doesn’t require any minimum deposit, whereas SoFi Invest® requires a nominal $5.00 to get started. This could be a deciding factor for newcomers or investors looking for greater flexibility in cash flow management. Furthermore, the absence of charge on options contracts with SoFi Invest® may make it appealing to more active traders.
When considering additional fees, Tradier charges $9 for both options exercise and assignment, compared to SoFi Invest®’s $5 fee. Tradier’s approach to IRAs includes a yearly fee and a higher closure cost compared to SoFi Invest®, which has zero annual charges and lower closure fees. Those looking to transfer accounts will find Tradier’s $75 charge cheaper than SoFi Invest®’s $100. These variations across service fees and conditions highlight the importance of evaluating what specific costs align with your trading habits and financial priorities.
Feature |
|
![]() |
---|---|---|
Minimum Deposit | $0.00 | $5.00 |
Stock Trades | $0.00 | $0.00 |
Options (Per Contract) | $0.35 | $0.00 |
Options Exercise Fee | $9.00 | $5.00 |
Options Assignment Fee | $9.00 | $5.00 |
IRA Annual Fee | $30.00 | $0.00 |
IRA Closure Fee | $60.00 | $20.00 |
Dive deeper: Best Free Trading Platforms for 2025
When it comes to day trading functionality, Tradier and SoFi Invest® offer similar experiences as neither platform provides advanced tools typically favored by active traders. Both platforms lack features such as streaming time and sales for stocks, streaming live TV, and direct market routing. Traditional day trading capabilities like ladder trading and trading hotkeys are also absent from the offerings of both Tradier and SoFi Invest®.
If you're seeking in-depth market analysis and sophisticated trading strategies, neither Tradier nor SoFi Invest® provides level 2 quotes or the possibility of backtesting basic or advanced strategies. Similarly, tools such as a short locator to gauge real-time short availability and order liquidity (maker/taker) rebates are not available. This limits their appeal for investors looking to take advantage of niche strategies or need a more analytical approach to day trading.
Feature |
|
![]() |
---|---|---|
Streaming Time & Sales | No | No |
Streaming TV | No | No |
Direct Market Routing - Stocks | No | No |
Level 2 Quotes - Stocks | No | No |
Trade Ideas - Backtesting | No | No |
Trade Ideas - Backtesting Adv | No | No |
Short Locator | No | No |
Dive deeper: Best Day Trading Platforms for 2025
When it comes to market research capabilities, Tradier holds a slight edge over SoFi Invest®. Although neither platform provides a full suite of research tools, Tradier does offer stock and ETF research, whereas SoFi Invest® does not offer research in these categories. Despite Tradier's limited offerings, it still surpasses SoFi Invest® in market research ratings, securing a 1.5-star rating compared to SoFi Invest®'s 0.5 stars. This gives Tradier a slight advantage for those specifically looking for broker support in stock and ETF market research.
Tradier allows investors to research stocks and ETFs, providing them with some basic tools to make informed decisions. However, neither Tradier nor SoFi Invest® offers research capabilities for mutual funds, bonds, or over-the-counter securities. Both platforms are limited in their ability to provide downloadable research reports or screeners for trade ideas, meaning investors might need to rely on additional resources for comprehensive analysis and selection.
Simplifying things for SoFi Invest® is its ability to display portfolio allocation by asset class, a feature not available through Tradier. While Tradier slightly leads in market research capabilities, this allocation feature is an advantage for users of SoFi Invest® who want a clearer view of their asset distribution. Nonetheless, as per StockBrokers.com rankings, Tradier ranks just above SoFi Invest®, holding the 15th spot compared to SoFi Invest®'s 16th position out of 18 brokers. This suggests that while both platforms are limited, Tradier remains the marginal leader in market research offerings.
Feature |
|
![]() |
---|---|---|
Research - Stocks | Yes | No |
Screener - Stocks | No | No |
Research - ETFs | Yes | No |
Screener - ETFs | No | No |
Research - Mutual Funds | No | No |
Screener - Mutual Funds | No | No |
Research - Bonds | No | No |
Screener - Bonds | No | No |
Research |
|
|
When comparing the banking features of online brokers Tradier and SoFi Invest®, there are distinct differences in the range of services offered. Tradier does not provide traditional banking services, such as checking or savings accounts, nor does it offer debit or credit cards, or mortgage loans. In contrast, SoFi Invest® offers a more comprehensive suite of banking options, which includes checking and savings accounts, along with debit and credit card services. Additionally, SoFi Invest® extends its offerings to mortgage loans, providing more financial tools for users. Neither Tradier nor SoFi Invest® offers Certificates of Deposit (CDs), highlighting a common ground in their service offerings.
Feature |
|
![]() |
---|---|---|
Checking Accounts | No | Yes |
Savings Accounts | No | Yes |
Debit Cards | No | Yes |
Credit Cards | No | Yes |
Mortgage Loans | No | Yes |
CDs | No | No |
Dive deeper: Best Bank Accounts for Trading Stocks for 2025
After opening live accounts and testing 18 of the best online brokers, our research and live account testing finds that Tradier is better than SoFi Invest®. Tradier finished with an overall score of 65.6%, while SoFi Invest® finished with a score of 64.6%.
If you’re trying out advanced charting applications and want to trade from them, Tradier Brokerage is a very logical choice, though as a stand-alone broker it trails the offerings of industry leaders.
Tradier and SoFi Invest® both do not offer crypto trading options, with neither platform providing any coins for crypto trading.
Dive deeper: Best Online Brokers for Crypto Trading in 2025
Both Tradier and SoFi Invest® offer traditional and Roth IRA accounts, but while Tradier charges a $30 annual fee and a $60 closure fee, SoFi Invest® offers these accounts with no annual fee and a $20 closure fee, making it a more cost-effective option for budget-conscious investors.
Dive deeper: Best IRA Accounts for 2025
Select Brokers
↓×Compare
0 of 5Overall Rating | Tradier | SoFi Invest® | |
---|---|---|---|
Overall |
|
| |
Commissions & Fees |
| N/A | |
Range of Investments |
|
| |
Platforms & Tools |
|
| |
Mobile Trading Apps |
|
| |
Research |
|
| |
Customer Service |
|
| |
Education |
|
| |
Ease Of Use |
|
| |
Winner | check_circle | ||
Review | Tradier Review | SoFi Invest® Review |
Broker Screenshots | Tradier | SoFi Invest® | |
---|---|---|---|
Trading Platform & Tools Gallery (click to expand) | |||
Research Gallery (click to expand) | |||
Mobile Trading Apps Gallery (click to expand) | |||
Education Gallery (click to expand) |
Trading Fees | Tradier | SoFi Invest® | |
---|---|---|---|
Minimum Deposit | $0.00 | $5.00 | |
Stock Trades | $0.00 | $0.00 | |
Penny Stock Fees (OTC) | N/A | N/A | |
Mutual Fund Trade Fee | $30 | $0 | |
Options (Per Contract) | $0.35 | $0.00 | |
Futures (Per Contract) | $1.50 | $0.00 | |
Broker Assisted Trade Fee | $10 | N/A |
Margin Rates | Tradier | SoFi Invest® | |
---|---|---|---|
Margin Rate Under $25,000 | 9.5% | 11.25% | |
Margin Rate $25,000 to $49,999.99 | 9.5% | 11.25% | |
Margin Rate $50,000 to $99,999.99 | 9.5% | 11.25% | |
Margin Rate $100,000 to $249,999.99 | 9.5% | 11.25% | |
Margin Rate $250,000 to $499,999.99 | 9.5% | 11.25% | |
Margin Rate $500,000 to $999,999.99 | 9.5% | 11.25% | |
Margin Rate Above $1,000,000 | 9.5% | 11.25% |
Account Fees | Tradier | SoFi Invest® | |
---|---|---|---|
IRA Annual Fee | $30.00 | $0.00 | |
IRA Closure Fee | $60.00 | $20.00 | |
Account Transfer Out (Partial) | $75.00 | $100.00 | |
Account Transfer Out (Full) | $75.00 | $100.00 | |
Options Exercise Fee | $9.00 | $5.00 | |
Options Assignment Fee | $9.00 | $5.00 |
Investment Options | Tradier | SoFi Invest® | |
---|---|---|---|
Stock Trading | Yes | Yes | |
Margin Trading | Yes | Yes | |
Fractional Shares | No | Yes | |
OTC Stocks | No | Yes | |
Options Trading | Yes | Yes | |
Complex Options Max Legs | 4 | 0 | |
Futures Trading | Yes | No | |
Forex Trading | No | No | |
Crypto Trading | No | No | |
Crypto Trading - Total Coins | 0 | 0 | |
Mutual Funds (No Load) | 0 | 0 | |
Mutual Funds (Total) | 0 | 6000 | |
Bonds (US Treasury) | No | No | |
Bonds (Corporate) | No | No | |
Bonds (Municipal) | No | No | |
Traditional IRAs | Yes | Yes | |
Roth IRAs | Yes | Yes | |
Advisor Services | No | Yes | |
International Countries (Stocks) | 0 | 0 |
Order Types | Tradier | SoFi Invest® | |
---|---|---|---|
Order Type - Market | Yes | Yes | |
Order Type - Limit | Yes | Yes | |
Order Type - After Hours | Yes | Yes | |
Order Type - Stop | Yes | No | |
Order Type - Trailing Stop | No | No | |
Order Type - OCO | Yes | No | |
Order Type - OTO | Yes | No | |
Order Type - Broker Assisted | Yes | No |
Beginners | Tradier | SoFi Invest® | |
---|---|---|---|
Education (Stocks) | No | Yes | |
Education (ETFs) | No | Yes | |
Education (Options) | No | Yes | |
Education (Mutual Funds) | No | Yes | |
Education (Bonds) | No | Yes | |
Education (Retirement) | No | Yes | |
Retirement Calculator | No | No | |
Investor Dictionary | No | Yes | |
Paper Trading | Yes | No | |
Videos | No | No | |
Webinars | No | Yes | |
Webinars (Archived) | No | Yes | |
Progress Tracking | No | No | |
Interactive Learning - Quizzes | No | No |
Stock Trading Apps | Tradier | SoFi Invest® | |
---|---|---|---|
iPhone App | Yes | Yes | |
Android App | Yes | Yes | |
Apple Watch App | No | No | |
Trading - Stocks | Yes | Yes | |
Trading - After-Hours | Yes | Yes | |
Trading - Simple Options | Yes | No | |
Trading - Complex Options | Yes | No | |
Order Ticket RT Quotes | Yes | Yes | |
Order Ticket SRT Quotes | No | No |
Stock App Features | Tradier | SoFi Invest® | |
---|---|---|---|
Market Movers (Top Gainers) | Yes | Yes | |
Stream Live TV | No | No | |
Videos on Demand | No | No | |
Stock Alerts | No | No | |
Option Chains Viewable | Yes | No | |
Watch List (Real-time) | Yes | Yes | |
Watch List (Streaming) | No | No | |
Watch Lists - Create & Manage | Yes | No | |
Watch Lists - Column Customization | No | No |
Stock App Charting | Tradier | SoFi Invest® | |
---|---|---|---|
Charting - After-Hours | No | No | |
Charting - Can Turn Horizontally | No | No | |
Charting - Multiple Time Frames | Yes | Yes | |
Charting - Technical Studies | 0 | 0 | |
Charting - Study Customizations | No | No | |
Charting - Stock Comparisons | No | No |
Trading Platforms | Tradier | SoFi Invest® | |
---|---|---|---|
Active Trading Platform | TradeHawk | N/A | |
Desktop Trading Platform | No | No | |
Desktop Platform (Mac) | No | No | |
Web Trading Platform | Yes | Yes | |
Paper Trading | Yes | No | |
Trade Journal | No | No | |
Watch Lists - Total Fields | 3 | 3 |
Stock Chart Features | Tradier | SoFi Invest® | |
---|---|---|---|
Charting - Adjust Trades on Chart | No | No | |
Charting - Indicators / Studies | 95 | 0 | |
Charting - Drawing Tools | 0 | 0 | |
Charting - Notes | Yes | No | |
Charting - Index Overlays | No | No | |
Charting - Historical Trades | Yes | No | |
Charting - Corporate Events | No | No | |
Charting - Custom Date Range | No | No | |
Charting - Custom Time Bars | No | No | |
Charting - Automated Analysis | No | No | |
Charting - Save Profiles | No | No | |
Trade Ideas - Technical Analysis | No | No | |
Charting - Study Customizations | 7 | 0 | |
Charting - Custom Studies | No | No |
Day Trading | Tradier | SoFi Invest® | |
---|---|---|---|
Streaming Time & Sales | No | No | |
Streaming TV | No | No | |
Direct Market Routing - Stocks | No | No | |
Ladder Trading | No | No | |
Trade Hotkeys | No | No | |
Level 2 Quotes - Stocks | No | No | |
Trade Ideas - Backtesting | No | No | |
Trade Ideas - Backtesting Adv | No | No | |
Short Locator | No | No | |
Order Liquidity Rebates | No | No |
Research Overview | Tradier | SoFi Invest® | |
---|---|---|---|
Research - Stocks | Yes | No | |
Research - ETFs | Yes | No | |
Research - Mutual Funds | No | No | |
Research - Pink Sheets / OTCBB | No | No | |
Research - Bonds | No | No | |
Screener - Stocks | No | No | |
Screener - ETFs | No | No | |
Screener - Mutual Funds | No | No | |
Screener - Bonds | No | No | |
Misc - Portfolio Allocation | No | Yes |
Stock Research | Tradier | SoFi Invest® | |
---|---|---|---|
Stock Research - PDF Reports | 0 | 0 | |
Stock Research - Earnings | No | No | |
Stock Research - Insiders | No | No | |
Stock Research - Social | No | No | |
Stock Research - News | No | Yes | |
Stock Research - ESG | No | No | |
Stock Research - SEC Filings | No | No |
ETF Research | Tradier | SoFi Invest® | |
---|---|---|---|
ETFs - Strategy Overview | No | Yes | |
ETF Fund Facts - Inception Date | No | No | |
ETF Fund Facts - Expense Ratio | No | Yes | |
ETF Fund Facts - Net Assets | No | No | |
ETF Fund Facts - Total Holdings | No | No | |
ETFs - Top 10 Holdings | No | Yes | |
ETFs - Sector Exposure | No | No | |
ETFs - Risk Analysis | No | No | |
ETFs - Ratings | No | No | |
ETFs - Morningstar StyleMap | No | No | |
ETFs - PDF Reports | No | No |
Mutual Fund Research | Tradier | SoFi Invest® | |
---|---|---|---|
Mutual Funds - Strategy Overview | No | No | |
Mutual Funds - Performance Chart | No | No | |
Mutual Funds - Performance Analysis | No | No | |
Mutual Funds - Prospectus | No | No | |
Mutual Funds - 3rd Party Ratings | No | No | |
Mutual Funds - Fees Breakdown | No | No | |
Mutual Funds - Top 10 Holdings | No | No | |
Mutual Funds - Asset Allocation | No | No | |
Mutual Funds - Sector Allocation | No | No | |
Mutual Funds - Country Allocation | No | No | |
Mutual Funds - StyleMap | No | No |
Options Trading | Tradier | SoFi Invest® | |
---|---|---|---|
Option Chains - Basic View | Yes | Yes | |
Option Chains - Strategy View | No | No | |
Option Chains - Streaming | No | No | |
Option Chains - Total Columns | 8 | 0 | |
Option Chains - Greeks | 1 | 0 | |
Option Chains - Quick Analysis | Yes | No | |
Option Analysis - P&L Charts | No | No | |
Option Probability Analysis | No | No | |
Option Probability Analysis Adv | No | No | |
Option Positions - Greeks | No | No | |
Option Positions - Greeks Streaming | No | No | |
Option Positions - Adv Analysis | No | No | |
Option Positions - Rolling | No | No | |
Option Positions - Grouping | No | No |
Banking | Tradier | SoFi Invest® | |
---|---|---|---|
Bank (Member FDIC) | No | Yes | |
Checking Accounts | No | Yes | |
Savings Accounts | No | Yes | |
Credit Cards | No | Yes | |
Debit Cards | No | Yes | |
Mortgage Loans | No | Yes |
Customer Service | Tradier | SoFi Invest® | |
---|---|---|---|
Phone Support (Prospect Customers) | Yes | Yes | |
Phone Support (Current Customers) | Yes | Yes | |
Email Support | Yes | No | |
Live Chat (Prospect Customers) | No | Yes | |
Live Chat (Current Customers) | No | Yes | |
24/7 Support | No | No |
Overall | Tradier | SoFi Invest® | |
---|---|---|---|
Overall |
|
| |
Commissions & Fees |
| N/A | |
Range of Investments |
|
| |
Platforms & Tools |
|
| |
Mobile Trading Apps |
|
| |
Research |
|
| |
Education |
|
| |
Ease Of Use |
|
| |
Winner | check_circle | ||
Review | Tradier Review | SoFi Invest® Review |