Best Brokerage Account Bonuses and Promotions for November 2026

The Bonus: Moomoo runs two new-customer bonuses that stack. Deposit cash and you get free stock on a sliding scale, starting at $30 for a $500 deposit and reaching $1,000 at $100,000. For November, that stock is Anthropic if it goes public by November 30, 2026, and NVDA if it does not. Transfer an existing brokerage account in and moomoo matches 3% of the first $20,000 you move, paid as cash coupons. New customers also earn 8.1% APY on uninvested cash for two months, on the first $20,000. The deposit bonus runs through November 30, 2026, and the transfer bonus runs through December 31, 2026.

The Reason: The rates at the low end are the story here. Put in $500 and the $30 in stock works out to a 6% return. Deposit $2,000 and you earn $100, which is 5%. Both beat what E*TRADE pays at comparable deposit sizes, and there is no subscription in the way. The transfer match is just as strong on small balances. Move a $10,000 account over and you collect $300 in coupons, where E*TRADE pays $150 and tastytrade pays $100. Because the two bonuses stack, you can transfer a portfolio and deposit fresh cash to collect both. The cash sweep is the other draw. New customers get a 3.6% base rate plus a 4.5% booster coupon for two months, which lands at 8.1% on your first $20,000 while you decide what to buy.

The Catch: Neither bonus pays cash. The deposit bonus arrives as fractional shares, which moomoo's own terms describe as illiquid outside the platform and impossible to transfer out. The transfer bonus arrives as cash coupons. Those are credits you can only apply toward eligible stock and ETF purchases inside moomoo. They unlock in four equal installments at 90, 180, 270, and 360 days. Each installment must be used within six months of unlocking. Withdraw the transferred money before an unlock date and that installment fails. Funding method matters too. ACATS transfers earn the coupon match but not the stock bonus, which only counts ACH, wire, and instant deposits. The transfer match is also limited to customers who had not funded a moomoo account before June 10, 2026. The transfer match also stops at $20,000, so the rate falls to 0.6% on a $100,000 move. The stock tier curve has a dead spot in the middle. A $10,000 deposit earns 2%, but $50,000 earns 0.80%, so the middle of the range pays worse than either end. Hold periods run 60 days on the lower stock tiers, 120 days at $50,000, and 180 days at $100,000. The 8.1% APY is short-lived. Once the two-month booster ends, the base rate drops to 0.03% unless you pay for a moomoo engine membership. Moomoo now rewrites its deposit terms each month, so check the current month's page before you fund.

How to Claim: Open a moomoo account, then deposit cash by ACH or wire for the stock bonus, start an ACATS transfer for the coupon match, or do both. Check the app's My Rewards list afterward, since some rewards have to be claimed there.

The Bonus: Webull matches 3.5% on every dollar you contribute to a Webull IRA, the highest contribution match rate in this guide. You need a Webull Premium subscription to get it, which costs $3.99 a month or $40 a year. Without Premium, the contribution match drops to 1%. Premium members who transfer or roll over an outside IRA also get a 1% match on the way in, capped at $2,500, and that piece runs only through the end of 2026.

The Reason: That 3.5% is the highest match rate I found in this roundup, and it beats Robinhood's 3% on paper. I ran the match against the subscription cost to see what it actually returns. Max the 2026 contribution limit of $7,500 and the 3.5% pays $262.50. Take out the $40 Premium fee and you keep $222.50, which works out to about 2.97% on what you put in. Run the same math on Robinhood Gold and you land closer to 2.33%. Gold costs $50 a year against Webull's $40, and it matches 3% instead of 3.5%. You pay more and get less. So for a saver who reliably maxes an IRA every year and plans to stay, Webull's contribution match is the better of the two. That is a real edge for one specific kind of investor.

The Catch: The fee is flat and the match is a percentage, so the less you contribute the worse this gets. Break-even sits around $1,143 a year. Put in less and the Premium fee swallows the whole match, which means a beginner contributing $500 ends up behind. Two more strings come attached. You have to keep Premium active for 12 months or Webull reclaims five-sevenths of what it paid you, and the matched money has to stay put for five years. The transfer match is no longer the reason to come here either. At 1% capped at $2,500, with a paid subscription attached, Public pays the same rate with no ceiling and no subscription. Come to Webull for the contribution match or not at all.

How to Claim: Open a Webull IRA and subscribe to Webull Premium before you contribute, so each contribution earns 3.5%. The match posts within a few business days of each contribution settling.

The Bonus: Charles Schwab offers the $50 Schwab Starter Kit alongside a tiered cash bonus scaling up to $1,000 for larger accounts.

The Reason: Schwab's offer is a great value for absolute beginners. The Starter Kit delivers an unbeatable 100% return on deposit for micro-investors, making it one of the most accessible offers for opening a brokerage account. I found that the platform brilliantly uses this introductory promo to guide new users through purchasing fractional shares, known as "Stock Slices", alongside exceptional contextual education. However, Schwab falls lower on our list because its larger cash tiers lack scale. Requiring a steep $25,000 minimum deposit just to earn a $100 referral reward simply cannot compete with the percentage matches at the top of this list.

The Catch: To trigger the Starter Kit, you must deposit $50 within 30 days of opening the account. Schwab then places orders to split the $50 across the top five S&P 500 companies by market capitalization. If you would rather pick your own stocks, you can cancel those orders and keep the $50 as cash. Additionally, the larger cash tiers require you to use a specific referral link to activate.

How to Claim: Open a Schwab One individual brokerage account from Schwab's Starter Kit page and deposit at least $50 within 30 days. For the larger cash tiers, open through a referral link from an existing Schwab client instead.

The Bonus: Firstrade pays new customers a cash bonus of up to $1,000 when they open a brokerage account through a referral link from an existing customer. The tiers run $100 for $10,000 to $29,999, $400 for $30,000 to $99,999, $700 for $100,000 to $499,999, and $1,000 for $500,000 or more. Firstrade also reimburses up to $250 in transfer fees charged by your old broker on ACATS transfers of $2,500 or more.

The Reason: The $30,000 tier is the sweet spot. A $400 payout on that deposit is a 1.33% return in plain cash, with no subscription in the way. That beats Merrill Edge at every tier, and it beats Schwab's referral bonus at every level below $500,000, where the two tie at $1,000. It sits below Schwab because Schwab's Starter Kit is open to anyone with $50, while Firstrade needs a referral link from an existing customer.

The Catch: Nothing is paid up front. Firstrade sets your tier from net deposits made within 30 days of account approval, then holds the bonus for a full year before crediting it as cash. Withdrawals during that year drop you to the tier that matches what is left, and falling below $10,000 cancels the bonus. The $10,000 minimum shuts out smaller accounts. Tax-advantaged accounts, including IRAs, are ineligible, and you must be new to Firstrade.

How to Claim: Get a referral link from an existing Firstrade customer and open a brokerage account through it. Then deposit at least $10,000 within 30 days of approval.

The Bonus: Merrill Edge offers a tiered cash promotion scaling up to $600, starting with a $100 payout for a $20,000 deposit. Use promo code 600ME.

The Reason: Merrill Edge secures a spot on our list because its cash promotion is a reliable, long-standing offer with incredibly transparent terms. However, it ranks at the bottom of the top ten due to poor accessibility. Requiring an investor to move $20,000 just to trigger the lowest $100 tier yields a meager 0.5% return, making this brokerage account bonus much harder to justify for everyday switchers compared to our top picks. Despite the steep entry point, the platform itself is a fantastic landing spot for existing Bank of America customers, offering a "Dynamic Insights" dashboard that brilliantly consolidates your portfolio and banking into one view.

The Catch: To trigger the reward, you must fund the account with outside assets within 45 days of opening. You must then maintain that qualifying balance, irrespective of standard market fluctuations, for a strict 90-day holding period before the cash is credited to your account.

How to Claim: Enter offer code 600ME in the application when you open a Merrill Edge IRA or Cash Management Account. Then fund it with at least $20,000 in outside assets within 45 days.