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Dayana Yochim is a former Senior Writer and Editor at Reink Media Group and AdvisorSearch.org (formerly investor.com). She is a personal finance writer with over 25 years of experience. Dayana focuses on bringing clarity and the occasional comedic aside to what is often a murky, humorless topic.

Her areas of expertise include retirement (IRAs, 401(k)s), beginning investing, budgeting, saving, debt, credit, couples’ finances and behavioral economics. Dayana knew she had officially arrived when her work was cited as a source on credit scoring on the “Credit score in the United States” Wikipedia page.

Dayana is a sought-after source in personal finance and investing, having been interviewed by many top-tier U.S. networks and publications, including Good Morning America, ABC News, CBS News, Men's Health, The New York Times, The Washington Post, Fatherly, and other major media outlets willing to clip a mic to her lapel.

Dayana’s professional priors include a stint as Lead Writer at NerdWallet, Editor, Writer and Podcaster at The Motley Fool and Senior Writer at HerMoney.com.

In 2003 Dayana authored and published The Motley Fool’s Guide to Couples and Cash: How to Handle Money With Your Honey. She has also been a contributing author for a number of finance books including Jean Chatzky’s How to Money: Your Ultimate Visual Guide to the Basics of Finance, The Motley Fool Personal Finance Workbook: A Foolproof Guide to Organizing Your Cash and Building Wealth, and Money After 40: Building Wealth for a Better Life.

Dayana’s work has appeared in numerous publications, including Woman’s Day, The Los Angeles Times, MarketWatch, USA Today, and Fox Business.

Dayana holds a bachelor’s degree in journalism from the University of Kansas, just a few miles from where she grew up in Lawrence, Kansas.

Latest Articles

Fidelity IRA Review

Open a Fidelity IRA with $0 fees, access zero-expense-ratio index funds, and get expert rollover help plus robust retirement tools.

• Dayana Yochim
• May 04, 2026

E*TRADE IRA Review

Open an E*TRADE IRA with $0 fees, powerful tools, and the unique Complete IRA for easy withdrawals in retirement.

• Dayana Yochim
• May 04, 2026

Charles Schwab IRA Review

Open a Charles Schwab IRA with $0 minimum. Enjoy 24/7 support, low fees, and a wide range of investment options to grow your retirement savings.

• Dayana Yochim
• May 04, 2026

Ally IRA Review

Open an Ally Invest IRA with $0 commissions, low fees, and integrated Ally Bank access, plus robo and advisor options for retirement.

• Dayana Yochim
• May 04, 2026

How Do I Open a Roth IRA?

Learn how to open a Roth IRA, meet eligibility rules, choose investments, and roll over a 401(k) to build tax-free retirement income for life.

• Dayana Yochim
• April 27, 2026

Roth IRA vs Traditional IRA: Which is Right for You?

Compare Roth vs. traditional IRAs and learn how taxes, withdrawals, and eligibility differ. Discover which IRA best fits your retirement goals.

• Dayana Yochim
• April 27, 2026

What Is an IRA? Pros and Cons

Learn about IRAs: types, tax perks, contribution limits, and rules. Compare traditional, Roth, SEP, and spousal IRAs to find the best fit for you.

• Dayana Yochim
• April 27, 2026

IRA vs. 401(k): The Best Way to Use Each Account

Wondering whether to save in an IRA or 401(k)? Compare contribution limits, tax breaks, fees, and investment options to choose the best retirement account.

• Dayana Yochim
• April 27, 2026

Best Roth IRA Accounts for 2026

Find the best Roth IRA accounts. Fidelity, Schwab, and E*TRADE lead with low fees, smart investing tools, and retirement planning support.

• Dayana Yochim
• April 27, 2026

What Is an ETF?

Learn how ETFs work, their benefits vs. mutual funds, and how to use them to build a diversified, low-cost portfolio.

• Dayana Yochim
• February 09, 2026

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