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Dayana Yochim is a former Senior Writer and Editor at Reink Media Group and AdvisorSearch.org (formerly investor.com). She is a personal finance writer with over 25 years of experience. Dayana focuses on bringing clarity and the occasional comedic aside to what is often a murky, humorless topic.

Her areas of expertise include retirement (IRAs, 401(k)s), beginning investing, budgeting, saving, debt, credit, couples’ finances and behavioral economics. Dayana knew she had officially arrived when her work was cited as a source on credit scoring on the “Credit score in the United States” Wikipedia page.

Dayana is a sought-after source in personal finance and investing, having been interviewed by many top-tier U.S. networks and publications, including Good Morning America, ABC News, CBS News, Men's Health, The New York Times, The Washington Post, Fatherly, and other major media outlets willing to clip a mic to her lapel.

Dayana’s professional priors include a stint as Lead Writer at NerdWallet, Editor, Writer and Podcaster at The Motley Fool and Senior Writer at HerMoney.com.

In 2003 Dayana authored and published The Motley Fool’s Guide to Couples and Cash: How to Handle Money With Your Honey. She has also been a contributing author for a number of finance books including Jean Chatzky’s How to Money: Your Ultimate Visual Guide to the Basics of Finance, The Motley Fool Personal Finance Workbook: A Foolproof Guide to Organizing Your Cash and Building Wealth, and Money After 40: Building Wealth for a Better Life.

Dayana’s work has appeared in numerous publications, including Woman’s Day, The Los Angeles Times, MarketWatch, USA Today, and Fox Business.

Dayana holds a bachelor’s degree in journalism from the University of Kansas, just a few miles from where she grew up in Lawrence, Kansas.

Latest Articles

What Is the S&P 500?

The S&P 500 tracks 500 of the largest U.S. companies, including Apple and Microsoft. Learn how it works, past returns, and why investors use index funds.

• Dayana Yochim
• August 27, 2026

Where to Invest $100, $1,000, $10,000 or More

Turn your lump sum into long-term growth. Explore strategies like IRAs, broker accounts, and robo-advisors to invest $100 or more wisely.

• Dayana Yochim
• May 26, 2026

What Is a 401(k)? Pros and Cons

Learn how 401(k) plans work, from tax benefits and employer matches to contribution limits. See pros, cons, and tips to maximize your retirement savings.

• Dayana Yochim
• May 15, 2026

How to Save for Retirement

Learn the 4-step roadmap to retirement savings. Maximize 401(k) matches, fund IRAs, and explore taxable accounts to build long-term wealth with confidence.

• Dayana Yochim
• May 15, 2026

5 Questions to Help You Choose the Best Retirement Plan

Learn how to choose the right retirement account. Compare Roth vs. traditional IRAs, 401(k)s, SEP IRAs, and spousal IRAs by taxes, limits, and rules.

• Dayana Yochim
• May 15, 2026

Best Rollover IRAs for 2026

Find the best rollover IRA accounts. Compare Fidelity, Schwab, and E*TRADE for easy transfers, low fees, and smart retirement investing tools.

• Dayana Yochim
• May 15, 2026

Robinhood IRA Review

Open a Robinhood IRA with $0 fees, fractional shares from $1, and earn a 1%-3% match on contributions to boost your retirement savings.

• Dayana Yochim
• May 04, 2026

Merrill Edge IRA Review

Open a Merrill Edge IRA with $0 minimum and enjoy top-tier tools, low fees, and exclusive Bank of America Preferred Rewards benefits.

• Dayana Yochim
• May 04, 2026

J.P. Morgan IRA Review

Start a J.P. Morgan IRA with no minimum and $0 trading fees, plus use the Wealth Plan tool to plan, track, and achieve your retirement goals.

• Dayana Yochim
• May 04, 2026

Interactive Brokers IRA Review

Open an Interactive Brokers IRA with $0 fees, fractional shares on all U.S. stocks and ETFs, and low-cost robo advisor options.

• Dayana Yochim
• May 04, 2026

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What Is the S&P 500?Where to Invest $100, $1,000, $10,000 or MoreWhat Is a 401(k)? Pros and ConsHow to Save for Retirement5 Questions to Help You Choose the Best Retirement PlanBest Rollover IRAs for 2026Robinhood IRA ReviewMerrill Edge IRA ReviewJ.P. Morgan IRA ReviewInteractive Brokers IRA ReviewFidelity IRA ReviewE*TRADE IRA ReviewCharles Schwab IRA ReviewAlly IRA ReviewHow Do I Open a Roth IRA?Roth IRA vs Traditional IRA: Which is Right for You?What Is an IRA? Pros and ConsIRA vs. 401(k): The Best Way to Use Each AccountBest Roth IRA Accounts for 2026What Is an ETF?What Is Asset Allocation?Best Way to Invest: 5 Steps to Get Started in 20265 Investing Concepts Everyone Should KnowPassive Investing: A How-To GuideTrading vs. Investing: What You Should KnowHow Much Does It Cost to Open an IRA?What Is a Retirement Account?What Is the Best Investment for Retirement?What Is a Mutual Fund?What Is the Dow Jones Industrial Average?