Fidelity vs Ally Invest 2025
In this head to head comparison of Fidelity vs Ally Invest, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of Fidelity vs Ally Invest, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
When it comes to a comprehensive range of investment options, both Fidelity and Ally Invest present solid choices, with Fidelity slightly edging out. Fidelity accommodates a broader investment landscape, particularly with its offerings in fractional shares and cryptocurrency trading, including access to three coins. While both platforms cater to traditional and Roth IRA accounts and offer services such as stock, margin, and options trading, Fidelity's broader scope earns it a five-star rating for its range of investments. In comparison, Ally Invest garners a respectable 4.5 stars, holding a strong, albeit more limited, array of investment options. StockBrokers.com ranks Fidelity 3rd out of 14 brokers for the range of investments, while Ally Invest is ranked 8th, highlighting Fidelity's slight advantage in variety.
Fidelity and Ally Invest both support stock and margin trading, providing investors with essential tools for building and managing diverse portfolios. However, investors interested in exploring fractional shares will find Fidelity a more accommodating platform, as Ally Invest does not offer this feature. Mutual funds and OTC stock trading are accessible on both platforms, catering to both novice and seasoned investors seeking varied asset classes to balance their portfolios.
While both platforms offer options and traditional retirement accounts, Fidelity broadens its investment offerings with forex trading—a feature absent from Ally Invest. Additionally, those interested in cryptocurrency can trade three different coins on Fidelity, whereas Ally Invest does not currently offer crypto trading. With both brokers providing advisor services, investors can benefit from professional guidance, but Fidelity's wider selection of investment choices makes it a slightly more attractive option for those looking to diversify their investment strategies.
Feature |
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Stock Trading | Yes | Yes |
Account Feature - Margin Trading | Yes | Yes |
Fractional Shares (Stocks) | Yes | No |
OTC Stocks | Yes | Yes |
Mutual Funds | Yes | Yes |
Options Trading | Yes | Yes |
Futures Trading | No | No |
Crypto Trading | Yes | No |
Crypto Trading - Total Coins | 3 | 0 |
Range of Investments |
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Dive deeper: Best Options Trading Platforms for 2025, Best Futures Trading Platforms for 2025: A Beginner-Friendly Guide to an Advanced Market
When evaluating online broker platforms and tools, Fidelity and Ally Invest both present distinct advantages and limitations for investors. Fidelity shines as a standout option, offering wide-ranging features and superior customization options, while Ally Invest provides a solid, albeit more basic, trading experience. Fidelity's desktop platforms for both Windows and Mac are a significant advantage over Ally's browser-only option. Additionally, its charting features are more comprehensive, making it ideal for investors seeking in-depth analysis and customization. While both platforms allow investors to track important metrics, Fidelity's ability to display corporate events and show historical trades directly on charts gives it an edge in offering a richer, data-driven trading environment.
Delving into the specifics, Fidelity triumphs in versatility with 92 watch list columns compared to Ally’s 10. In terms of charting, although Ally Invest provides a respectable 120 technical indicators and 36 drawing tools, Fidelity slightly edges ahead with 129 indicators and 38 drawing tools. Additionally, features such as a trading journal, customizable date ranges, and the ability to display corporate events on charts are exclusive to Fidelity, providing a more detailed trading analysis and tracking experience. Moreover, Fidelity’s platform allows traders to adjust open orders directly on charts, which is not possible on Ally’s platform.
For traders who prioritize customization and advanced charting features, Fidelity is undoubtedly the superior choice, earning 4.5 out of 5 stars and securing the #4 ranking by StockBrokers.com. Ally Invest, while more basic in its offerings with a 3-star rating and a #10 ranking, may appeal to beginners or those seeking a straightforward trading experience. Ultimately, Fidelity's extensive toolset and intricate customization capabilities make it a go-to for seasoned traders, while Ally’s simpler, browser-based approach might better suit those just starting their investment journey.
Feature |
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Web Trading Platform | Yes | Yes |
Desktop Trading Platform | Yes | No |
Desktop Platform (Mac) | Yes | No |
Paper Trading | No | No |
Watch Lists - Total Fields | 92 | 10 |
Charting - Indicators / Studies | 129 | 120 |
Charting - Drawing Tools | 38 | 36 |
Platforms & Tools |
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Dive deeper: Best Online Brokers & Trading Platforms for 2025, Best Paper Trading Apps & Platforms for 2025
When it comes to nurturing beginner investors through education, both Fidelity and Ally Invest provide comprehensive resources, but they differ in their approach and offerings. Fidelity stands out with a full suite of educational tools that cover stocks, ETFs, options, mutual funds, and bonds. Their educational offerings include videos, webinars, and quizzes, which allow investors to track their learning progress. Although neither brokerage offers paper trading, Fidelity's robust educational resources have earned it a five-star rating and a second-place ranking among 14 brokers for investor education by StockBrokers.com.
Ally Invest also provides educational content on stocks, ETFs, options, mutual funds, and bonds, which is great for beginner investors looking to broaden their investment knowledge. However, without the addition of videos, webinars, or quizzes, there are fewer opportunities to engage with or assess one's learning. Despite these limitations, Ally Invest still delivers value with essential information and maintains a solid four-star rating, placing seventh in StockBrokers.com's rankings. While both platforms offer valuable educational resources, Fidelity offers a more interactive and immersive experience for those new to investing.
Feature |
|
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Education (Stocks) | Yes | Yes |
Education (ETFs) | Yes | Yes |
Education (Options) | Yes | Yes |
Education (Mutual Funds) | Yes | Yes |
Education (Fixed Income) | Yes | Yes |
Paper Trading | No | No |
Videos | Yes | No |
Webinars | Yes | No |
Education |
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Dive deeper: Best Stock Trading Platforms for Beginners of 2025
When it comes to mobile stock trading apps, Fidelity emerges as the superior choice, offering a wide array of features that outshine those of Ally Invest. Fidelity's app is not only available for both iPhone and Android devices but also extends to the Apple Watch, a convenience not offered by Ally Invest. With a five-star rating, Fidelity's app provides a seamless and comprehensive trading experience, ranking it third among 14 brokers according to StockBrokers.com, while Ally Invest holds the thirteenth position with four stars.
Both Fidelity and Ally Invest offer essential features like options trading and streaming quotes, but Fidelity takes a leap further with its ability to provide after-hours stock trading and after-hours charting on mobile devices. This feature set allows traders to make informed decisions beyond standard market hours. Additionally, Fidelity supports streaming live TV and videos on demand, enhancing user engagement, whereas Ally Invest lacks these multimedia capabilities.
In terms of customization, Fidelity beats Ally Invest by allowing users to create and modify custom watch lists, including the option to customize watch list columns. Fidelity's charting tools are more advanced, offering 128 technical studies, the ability to display stock comparisons on charts, and multiple time frames for charting. In contrast, Ally Invest does not provide any technical studies, limiting advanced analyses. Moreover, Fidelity's charts can be viewed in landscape mode for better visualization, something Ally Invest does not support, making Fidelity the more comprehensive choice for mobile trading enthusiasts.
Feature |
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iPhone App | Yes | Yes |
Android App | Yes | Yes |
Apple Watch App | Yes | No |
Stock Alerts | Yes | No |
Charting - After-Hours | Yes | No |
Charting - Technical Studies | 128 | 0 |
Mobile Trading Apps |
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Dive deeper: Best Stock Trading Apps for 2025
When choosing between Fidelity and Ally Invest for online brokerage services, it's essential to consider their differing fee structures. Both platforms have zero minimum deposit requirements and offer commission-free trading on regular stocks, making them accessible to all investors. However, they diverge on other fees: Ally Invest offers a slightly lower rate for options contracts at $0.50 compared to Fidelity's $0.65. Yet, Fidelity does not charge any fees for IRA closures and account transfers, where Ally Invest incurs charges.
For investors using margin accounts, Fidelity has higher rates at all levels compared to Ally Invest. While Fidelity charges 12.575% for balances below $25,000, Ally Invest offers a more competitive 12% rate. This pattern continues for larger balances where Ally Invest consistently offers lower rates, making it a more cost-effective option for margin traders.
IRA accounts see no annual fees on either platform, but investors with Ally Invest should note a $25 fee for IRA closure, unlike Fidelity, which charges nothing. Additionally, Fidelity does not impose any fees on partial or full account transfers, whereas Ally Invest has a $50 fee for each. Despite these differences, both brokers waive fees for options exercise and assignment, maintaining some cost-effectiveness in that regard.
Feature |
|
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Minimum Deposit | $0.00 | $0.00 |
Stock Trades | $0.00 | $0.00 |
Options (Per Contract) | $0.65 | $0.50 |
Options Exercise Fee | $0.00 | $0.00 |
Options Assignment Fee | $0.00 | $0.00 |
IRA Annual Fee | $0.00 | $0.00 |
IRA Closure Fee | $0.00 | $25.00 |
Dive deeper: Best Free Trading Platforms for 2025
When evaluating day trading capabilities, Fidelity stands out compared to Ally Invest as it provides a broad range of features catering to active traders. Fidelity offers streaming time and sales for stocks, coupled with streaming live TV, enhancing the trading experience with real-time updates and analysis. Additionally, Fidelity supports direct market routing and trading hotkeys, allowing traders to execute trades swiftly and efficiently. The platform also includes level 2 quotes for better insight into market depth and basic strategy backtesting to fine-tune trading strategies. Last but not least, Fidelity provides a short locator tool for real-time information on share availability for short selling.
In contrast, Ally Invest does not support some of these critical features for day traders. It lacks streaming time and sales, direct market routing, and trading hotkeys. Additionally, Ally Invest offers no level 2 quotes and does not support any form of backtesting. While both platforms do not provide ladder trading, advanced strategy backtesting, or order liquidity rebates, Fidelity’s offerings cater more effectively to the needs of active traders. Consequently, for traders seeking comprehensive tools and features, Fidelity appears to be the more compelling choice over Ally Invest.
Feature |
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Streaming Time & Sales | Yes | No |
Streaming TV | Yes | No |
Direct Market Routing - Equities | Yes | No |
Level 2 Quotes - Stocks | Yes | No |
Trade Ideas - Backtesting | Yes | No |
Trade Ideas - Backtesting Adv | No | No |
Short Locator | Yes | No |
Dive deeper: Best Day Trading Platforms of 2025 for Beginners and Active Traders
When evaluating the market research capabilities of Fidelity and Ally Invest, Fidelity emerges as the superior choice, especially for those looking for comprehensive resources. Fidelity is rated five stars and ranks third out of 14 brokers by StockBrokers.com for its market research offerings. Conversely, Ally Invest receives a rating of 3.5 stars and ranks eighth, reflecting a more limited set of research tools. Fidelity's edge comes from enhanced offerings like ESG research, portfolio allocation insights by asset class, and a wider range of downloadable PDF reports for stocks and ETFs.
Both Fidelity and Ally Invest provide stock research, supporting informed decision-making for investors. They offer tools for evaluating ETFs, mutual funds, bonds, and even Pink Sheets / OTCBB. Each platform also includes screeners for stocks, ETFs, and bonds, empowering users with trade ideas. However, Fidelity's advanced resources, such as the ability to assess portfolios by asset class and access to social media sentiment data, set it apart as an industry leader. Meanwhile, Ally Invest covers the essentials but lacks some of the specialized features Fidelity provides.
Fidelity not only offers stock and ETF research through downloadable PDF reports but also provides unique tools such as ESG analysis and social media sentiment-based insights. While both platforms offer valuable research capabilities, Fidelity covers a broader spectrum with more depth, including downloadable reports and specialized screeners. Ally Invest excels in foundational research offerings but is limited in comparison to Fidelity's more thorough resources, making Fidelity the go-to choice for investors seeking comprehensive market insights.
Feature |
|
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Research - Stocks | Yes | Yes |
Screener - Stocks | Yes | Yes |
Research - ETFs | Yes | Yes |
Screener - ETFs | Yes | Yes |
Research - Mutual Funds | Yes | Yes |
Screener - Mutual Funds | Yes | No |
Research - Fixed Income | Yes | Yes |
Screener - Fixed Income | Yes | Yes |
Research |
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When comparing the banking features of online brokers, Fidelity and Ally Invest offer different capabilities that are important for users looking for comprehensive financial services. Fidelity does not provide checking or savings accounts, whereas Ally Invest covers both, offering users flexible options for daily spending and saving. Both brokers supply debit and credit cards, facilitating straightforward transactions and credit use. In the realm of mortgage loans, both Fidelity and Ally Invest are viable choices, serving clients with their home financing needs. Each also provides access to Certificates of Deposit (CDs), allowing customers to grow their savings with fixed-interest investment opportunities. Overall, Ally Invest presents a more rounded selection of banking services, including essential checking and savings accounts, compared to Fidelity’s more investment-focused offerings.
Feature |
|
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Checking Accounts | No | Yes |
Savings Accounts | No | Yes |
Debit Cards | Yes | Yes |
Credit Cards | Yes | Yes |
Mortgage Loans | Yes | Yes |
Brokerage CDs | Yes | Yes |
Dive deeper: Best Brokerage Checking Accounts for 2025
After opening live accounts and testing 14 of the best online brokers, our research and live account testing finds that Fidelity is better than Ally Invest. Fidelity finished with an overall score of 96.2%, while Ally Invest finished with a score of 80.1%.
Fidelity is a value-driven online broker offering $0 trades, industry-leading research, excellent trading tools and an easy-to-use mobile app.
When comparing online brokers, Fidelity now offers crypto trading with access to 3 different coins, while Ally Invest does not provide any crypto trading options, offering 0 coins.
Dive deeper: Best Online Brokers for Crypto Trading in 2025
Both Fidelity and Ally Invest offer traditional and Roth IRA accounts with no annual fees, but while Fidelity does not charge a fee for closing IRA accounts, Ally Invest imposes a $25 closure fee.
Dive deeper: Best IRA Accounts for 2025
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0 of 5Overall Rating | Fidelity | Ally Invest | |
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Mobile Trading Apps |
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Research |
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Customer Service |
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Education |
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Ease of Use |
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Winner | check_circle | ||
Review | Fidelity Review | Ally Invest Review |
Broker Screenshots | Fidelity | Ally Invest | |
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Broker Gallery (click to expand) |
Trading Fees | Fidelity | Ally Invest | |
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Minimum Deposit | $0.00 | $0.00 | |
Stock Trades | $0.00 | $0.00 | |
Penny Stock Fees (OTC) | $0.00 | $4.95 | |
Mutual Fund Trade Fee | Varies | $0.00 | |
Options (Per Contract) | $0.65 | $0.50 | |
Futures (Per Contract) | (Not offered) | (Not offered) | |
Broker Assisted Trade Fee | $32.95 | $20 |
Margin Rates | Fidelity | Ally Invest | |
---|---|---|---|
Margin Rate Under $25,000 | 12.575% | 12% | |
Margin Rate $25,000 to $49,999.99 | 12.075% | 11.75% | |
Margin Rate $50,000 to $99,999.99 | 11.125% | 11% | |
Margin Rate $100,000 to $249,999.99 | 11.075% | 9.75% | |
Margin Rate $250,000 to $499,999.99 | 10.825% | 8.75% | |
Margin Rate $500,000 to $999,999.99 | 8.500% | 8.25% | |
Margin Rate Above $1,000,000 | 8.250% | 7.5% |
Account Fees | Fidelity | Ally Invest | |
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IRA Annual Fee | $0.00 | $0.00 | |
IRA Closure Fee | $0.00 | $25.00 | |
Account Transfer Out (Partial) | $0.00 | $50.00 | |
Account Transfer Out (Full) | $0.00 | $50.00 | |
Options Exercise Fee | $0.00 | $0.00 | |
Options Assignment Fee | $0.00 | $0.00 |
Investment Options | Fidelity | Ally Invest | |
---|---|---|---|
Stock Trading | Yes | Yes | |
Account Feature - Margin Trading | Yes | Yes | |
Fractional Shares (Stocks) | Yes | No | |
OTC Stocks | Yes | Yes | |
Options Trading | Yes | Yes | |
Complex Options Max Legs | 4 | 4 | |
Futures Trading | No | No | |
Forex Trading | Yes | No | |
Crypto Trading | Yes | No | |
Crypto Trading - Total Coins | 3 | 0 | |
Fixed Income (Treasurys) | Yes | Yes | |
Fixed Income (Corporate Bonds) | Yes | Yes | |
Fixed Income (Municipal Bonds) | Yes | Yes | |
Traditional IRAs | Yes | Yes | |
Roth IRAs | Yes | Yes | |
Advisor Services | Yes | Yes | |
International Countries (Stocks) | 25 | 0 |
Order Types | Fidelity | Ally Invest | |
---|---|---|---|
Order Type - Market | Yes | Yes | |
Order Type - Limit | Yes | Yes | |
Order Type - After Hours | Yes | Yes | |
Order Type - Stop | Yes | Yes | |
Order Type - Trailing Stop | Yes | No | |
Order Type - OCO | Yes | No | |
Order Type - OTO | Yes | No | |
Order Type - Broker Assisted | Yes | Yes |
Beginners | Fidelity | Ally Invest | |
---|---|---|---|
Education (Stocks) | Yes | Yes | |
Education (ETFs) | Yes | Yes | |
Education (Options) | Yes | Yes | |
Education (Mutual Funds) | Yes | Yes | |
Education (Fixed Income) | Yes | Yes | |
Education (Retirement) | Yes | Yes | |
Retirement Calculator | Yes | No | |
Investor Dictionary | Yes | Yes | |
Paper Trading | No | No | |
Videos | Yes | No | |
Webinars | Yes | No | |
Progress Tracking | Yes | No | |
Interactive Learning - Quizzes | Yes | No |
Stock Trading Apps | Fidelity | Ally Invest | |
---|---|---|---|
iPhone App | Yes | Yes | |
Android App | Yes | Yes | |
Apple Watch App | Yes | No | |
Trading - Stocks | Yes | Yes | |
Trading - After-Hours | Yes | Yes | |
Trading - Simple Options | Yes | Yes | |
Trading - Complex Options | Yes | Yes | |
Order Ticket RT Quotes | Yes | Yes | |
Order Ticket SRT Quotes | Yes | No |
Stock App Features | Fidelity | Ally Invest | |
---|---|---|---|
Market Movers (Top Gainers) | Yes | Yes | |
Stream Live TV | Yes | No | |
Videos on Demand | Yes | No | |
Stock Alerts | Yes | No | |
Option Chains Viewable | Yes | Yes | |
Watch List (Real-time) | Yes | Yes | |
Watch List (Streaming) | Yes | No | |
Watch Lists - Create & Manage | Yes | Yes | |
Watch Lists - Column Customization | Yes | No |
Stock App Charting | Fidelity | Ally Invest | |
---|---|---|---|
Charting - After-Hours | Yes | No | |
Charting - Can Turn Horizontally | Yes | No | |
Charting - Multiple Time Frames | Yes | Yes | |
Charting - Technical Studies | 128 | 0 | |
Charting - Study Customizations | Yes | No | |
Charting - Stock Comparisons | Yes | No |
Trading Platforms | Fidelity | Ally Invest | |
---|---|---|---|
Active Trading Platform | Active Trader Pro | N/A | |
Desktop Trading Platform | Yes | No | |
Desktop Platform (Mac) | Yes | No | |
Web Trading Platform | Yes | Yes | |
Paper Trading | No | No | |
Trade Journal | Yes | No | |
Watch Lists - Total Fields | 92 | 10 |
Stock Chart Features | Fidelity | Ally Invest | |
---|---|---|---|
Charting - Adjust Trades on Chart | Yes | No | |
Charting - Indicators / Studies | 129 | 120 | |
Charting - Drawing Tools | 38 | 36 | |
Charting - Notes | Yes | Yes | |
Charting - Historical Trades | Yes | No | |
Charting - Corporate Events | Yes | No | |
Charting - Custom Date Range | Yes | No | |
Charting - Custom Time Bars | Yes | No | |
Charting - Automated Analysis | Yes | Yes | |
Charting - Save Profiles | Yes | Yes | |
Trade Ideas - Technical Analysis | Yes | No | |
Charting - Study Customizations | 5 | 8 | |
Charting - Custom Studies | No | No |
Day Trading | Fidelity | Ally Invest | |
---|---|---|---|
Streaming Time & Sales | Yes | No | |
Streaming TV | Yes | No | |
Direct Market Routing - Equities | Yes | No | |
Ladder Trading | No | No | |
Trade Hot Keys | Yes | No | |
Level 2 Quotes - Stocks | Yes | No | |
Trade Ideas - Backtesting | Yes | No | |
Trade Ideas - Backtesting Adv | No | No | |
Short Locator | Yes | No | |
Order Liquidity Rebates | No | No |
Research Overview | Fidelity | Ally Invest | |
---|---|---|---|
Research - Stocks | Yes | Yes | |
Research - ETFs | Yes | Yes | |
Research - Mutual Funds | Yes | Yes | |
Research - Pink Sheets / OTCBB | Yes | Yes | |
Research - Fixed Income | Yes | Yes | |
Screener - Stocks | Yes | Yes | |
Screener - ETFs | Yes | Yes | |
Screener - Mutual Funds | Yes | No | |
Screener - Fixed Income | Yes | Yes | |
Portfolio Asset Allocation | Yes | No |
Stock Research | Fidelity | Ally Invest | |
---|---|---|---|
Stock Research - PDF Reports | 7 | 0 | |
Stock Research - Earnings | Yes | No | |
Stock Research - Insiders | Yes | Yes | |
Stock Research - Social | Yes | Yes | |
Stock Research - News | Yes | Yes | |
Stock Research - ESG | Yes | No | |
Stock Research - SEC Filings | Yes | No |
ETF Research | Fidelity | Ally Invest | |
---|---|---|---|
ETFs - Investment Objective | Yes | No | |
ETF Fund Facts - Inception Date | Yes | No | |
ETF Fund Facts - Expense Ratio | Yes | Yes | |
ETF Fund Facts - Total Assets | Yes | Yes | |
ETF Fund Facts - Total Holdings | Yes | No | |
ETFs - Top 10 Holdings | Yes | Yes | |
ETFs - Sector Exposure | Yes | No | |
ETFs - Risk Analysis | Yes | No | |
ETFs - Ratings | Yes | Yes | |
ETFs - Morningstar StyleMap | Yes | No | |
ETFs - PDF Reports | Yes | No |
Mutual Fund Research | Fidelity | Ally Invest | |
---|---|---|---|
Mutual Funds - Investment Objective | Yes | Yes | |
Mutual Funds - Performance Chart | Yes | Yes | |
Mutual Funds - Performance Analysis | Yes | No | |
Mutual Funds - Prospectus | Yes | No | |
Mutual Funds - 3rd Party Ratings | Yes | Yes | |
Mutual Funds - Fees Breakdown | Yes | No | |
Mutual Funds - Top 10 Holdings | Yes | Yes | |
Mutual Funds - Asset Allocation | Yes | No | |
Mutual Funds - Sector Allocation | Yes | Yes | |
Mutual Funds - Country Allocation | Yes | No | |
Mutual Funds - StyleMap | Yes | No |
Options Trading | Fidelity | Ally Invest | |
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Option Chains - Total Greeks | 5 | 5 | |
Option Analysis - P&L Charts | Yes | No |
Banking | Fidelity | Ally Invest | |
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Bank (Member FDIC) | No | Yes | |
Checking Accounts | No | Yes | |
Savings Accounts | No | Yes | |
Credit Cards | Yes | Yes | |
Debit Cards | Yes | Yes | |
Mortgage Loans | Yes | Yes |
Customer Service | Fidelity | Ally Invest | |
---|---|---|---|
Phone Support (Prospective Customers) | Yes | Yes | |
Phone Support (Current Customers) | Yes | Yes | |
Email Support | Yes | Yes | |
Live Chat (Prospective Customers) | Yes | No | |
Live Chat (Current Customers) | Yes | Yes | |
24/7 Support | Yes | Yes |
Overall | Fidelity | Ally Invest | |
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Overall |
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Range of Investments |
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Platforms & Tools |
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Mobile Trading Apps |
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Research |
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Education |
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Ease of Use |
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Winner | check_circle | ||
Review | Fidelity Review | Ally Invest Review |