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Fidelity vs TradeUP 2026

StockBrokers.com

Written by StockBrokers.com

November 13, 2026
  Fact Checked

In this head to head comparison of Fidelity vs TradeUP, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.

Fidelity
5/5 Stars Overall
  • Minimum Deposit: $0.00
  • Stock Trades: $0.00
  • Options (Per Contract): $0.65
TradeUP
3/5 Stars Overall
  • Minimum Deposit: $0.00
  • Stock Trades: $0.00
  • Options (Per Contract): $0.00 info

Range of investments

Fidelity comes out ahead overall for account investment choices, mainly because it offers more ways to invest in one place. Both Fidelity and TradeUP support stock trading, margin trading, fractional shares, OTC stocks, options, traditional IRAs, and Roth IRAs. Neither broker offers forex or futures trading. The biggest difference is that Fidelity also gives investors access to mutual funds, crypto trading, and advisor services, while TradeUP does not. For readers looking for a wider mix of investment products, Fidelity is the stronger choice.

When it comes to crypto, Fidelity offers trading in 5 coins, while TradeUP does not offer crypto at all. That added selection may matter for investors who want to keep stocks, retirement accounts, and digital assets under one roof. Fidelity’s broader lineup is also reflected in its Range of Investments rating, where it earns 5 out of 5 stars and ranks #2 out of 16 brokers at StockBrokers.com. TradeUP receives 3.5 out of 5 stars and ranks #15, showing a much smaller set of available investment options.

In simple terms, TradeUP covers the basics well, but Fidelity gives account holders more flexibility and more asset types to choose from. If you want access to mutual funds, crypto, and advisor support in addition to common trading tools, Fidelity is the better fit. If you only need a platform for stock and options trading with IRA support, TradeUP may still meet your needs.

Feature Fidelity logoFidelity
TradeUP logoTradeUP
Stock Trading Yes Yes
Account Feature - Margin Trading Yes Yes
Fractional Shares (Stocks) Yes Yes
OTC Stocks Yes Yes
Mutual Funds Yes No
Options Trading Yes Yes
Futures Trading No No
Crypto Trading Yes No
Crypto Trading - Total Coins 5 0
Range of Investments 5/5 Stars 3.5/5 Stars

Dive deeper: Best Options Trading Platforms & Brokers for 2026, Best Futures Trading Platforms for 2026

Trading platforms and tools

For traders comparing platforms and tools, Fidelity comes out ahead overall, earning 4 stars and a #4 ranking out of 16 brokers from StockBrokers.com, while TradeUP earns 3.5 stars and ranks #9. Both brokers offer Windows and Mac downloadable platforms plus browser-based trading, and both let users adjust open orders directly on a chart, add notes, view historical trades, show corporate events, use automated chart pattern analysis, and save multiple chart profiles. TradeUP does have one edge for beginners with paper trading, but Fidelity offers a more complete set of tools for active charting and research.

Fidelity gives traders a bigger toolkit for watching markets and analyzing charts. Its watch lists can display 92 columns versus 60 at TradeUP, and its charts include 129 technical indicators compared with 44 at TradeUP. Fidelity also offers 38 drawing tools, while TradeUP has 8. On top of that, Fidelity includes a trading journal and supports custom date ranges for charts, both of which can help traders track ideas and review performance more easily. TradeUP, however, matches Fidelity in a few useful areas, including chart notes, historical trade markers, corporate event overlays, and the ability to modify open orders from the chart.

When it comes to chart customization, TradeUP does have a slightly higher number of fields for editing an SMA study, with 8 customization options compared with Fidelity’s 5, but that narrower advantage does not offset Fidelity’s wider range of platform tools. Neither broker offers custom studies, so traders who want to build their own indicators will need to look elsewhere. For most users, Fidelity is the stronger choice for trading platforms and tools because it combines deeper charting, better watch list flexibility, and a trading journal, while TradeUP is better suited to those who want paper trading and a simpler setup.

Feature Fidelity logoFidelity
TradeUP logoTradeUP
Web Trading Platform Yes Yes
Desktop Trading Platform Yes Yes
Desktop Platform (Mac) Yes Yes
Paper Trading No Yes
Watchlists - Total Fields 92 60
Charting - Indicators / Studies 129 44
Charting - Drawing Tools 38 8
Advanced Trading 4/5 Stars 3.5/5 Stars

Dive deeper: Best Brokerage Accounts and Online Stock Brokers for 2026, Best Paper Trading Apps and Simulators for 2026

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Beginners and education

Fidelity is a much stronger choice than TradeUP for beginner and investor education. Fidelity offers education on stocks, ETFs, options, mutual funds, and bonds, along with educational videos, webinars, quizzes, and tools to help you track your learning progress. It is rated 5 out of 5 stars for education and ranks #1 out of 16 brokers by StockBrokers.com, making it a clear leader for new investors who want guidance and learning support.

TradeUP, by comparison, offers much less in the way of investor education. It does include paper trading, which can help beginners practice, but it does not provide education on stocks, ETFs, options, mutual funds, or bonds, and it lacks videos, webinars, quizzes, and learning progress tracking. With a 1.5-star education rating and a #16 ranking out of 16 brokers, TradeUP falls well behind Fidelity for anyone looking for a broker with stronger educational resources.

Feature Fidelity logoFidelity
TradeUP logoTradeUP
Education (Stocks) Yes No
Education (ETFs) Yes No
Education (Options) Yes No
Education (Mutual Funds) Yes No
Education (Fixed Income) Yes No
Videos Yes No
Webinars Yes No
Education 5/5 Stars 1.5/5 Stars

Dive deeper: Best Trading Platforms for Beginners in 2026

Stock trading apps

For stock trading apps, Fidelity comes out ahead of TradeUP overall, thanks to stronger app features and a higher StockBrokers.com ranking. Fidelity is rated 4.5 out of 5 stars and ranks #3 out of 16 brokers for stock trading apps, while TradeUP is rated 3.0 stars and ranks #16. Both brokers offer iPhone and Android apps, mobile options trading, streaming quotes, stock alerts, custom watch lists, custom watch list columns, after-hours charting, multiple chart time frames, and stock comparisons on charts, but Fidelity adds more for active traders and investors.

One of the biggest differences is device support and research tools. Fidelity offers an Apple Watch app, while TradeUP does not. Fidelity also includes streaming live TV and videos on demand inside its mobile app, which TradeUP does not provide. For charting, Fidelity lets users view charts in landscape mode and offers 128 technical studies, compared with 27 technical studies at TradeUP. That gap may matter more for traders who rely on deeper chart analysis.

TradeUP still covers the basics well for mobile stock trading, especially if you mainly want a simple app for buying and selling stocks, checking quotes, and setting alerts. However, Fidelity offers a fuller mobile trading experience with more ways to monitor the market, study charts, and access research content. For investors looking for a more feature-rich stock trading app, Fidelity is the stronger choice.

Feature Fidelity logoFidelity
TradeUP logoTradeUP
iPhone App Yes Yes
Android App Yes Yes
Apple Watch App Yes No
Stock Alerts Yes Yes
Charting - After-Hours Yes Yes
Charting - Technical Studies 128 27
Mobile Trading Apps 4.5/5 Stars 3.0/5 Stars

Dive deeper: Best Stock Trading Apps of 2026

Fees

Fidelity and TradeUP both keep many everyday investing costs low, since neither broker charges a minimum deposit or a fee for regular stock trades. They also both offer $0 IRA annual fees, $0 IRA closure fees, and $0 fees for options exercise and assignment. Overall, the biggest difference comes down to a few key charges: TradeUP is cheaper for options contracts and margin balances, while Fidelity is better for account transfer fees. If you want the lower options and margin costs, TradeUP stands out; if you expect to move your account, Fidelity has the edge.

When it comes to options trading, Fidelity charges $0.65 per contract, while TradeUP charges $0.00 per contract. That makes TradeUP the lower-cost choice for active options traders. Margin rates also favor TradeUP, which charges 5.99% across the listed balance tiers below $100,000, compared with Fidelity’s higher rates of 12.575% for balances under $25,000, 12.075% for $25,000 to $49,999, and 11.125% for $50,000 to $99,999. For traders who borrow money in their account, that difference can add up quickly.

Fidelity has the advantage on transfer-related charges. It charges $0 for both partial and full ACAT transfers, while TradeUP charges $50 for a partial transfer and $75 for a full transfer. Outside of that, both brokers are tied on several common account fees, including no minimum deposit and no IRA annual or closure fees. For many investors, the better choice depends on which costs matter most: TradeUP for lower trading and margin charges, or Fidelity for lower transfer fees.

Feature Fidelity logoFidelity
TradeUP logoTradeUP
Minimum Deposit $0.00 $0.00
Stock Trades $0.00 $0.00
Options (Per Contract) $0.65 $0.00
Options Exercise Fee $0.00 $0.00
Options Assignment Fee $0.00 $0.00
IRA Annual Fee $0.00 $0.00
IRA Closure Fee $0.00 $0.00

Dive deeper: Best Free Stock Trading Platforms and Commission-Free Apps for 2026

Day Trading

For day trading, both Fidelity and TradeUP give traders useful tools such as streaming time and sales, direct market routing, trading hotkeys, and level 2 quotes. Fidelity also adds streaming live TV, which can be helpful for keeping up with market news during active trading. TradeUP stands out with ladder trading, a feature some active traders prefer for faster order entry and visual trade management. If you want a broker with a more complete mix of trading tools and market coverage, Fidelity has the edge in a few key areas.

That said, Fidelity offers basic strategy backtesting and a short locator tool, while TradeUP does not. Neither broker offers advanced strategy backtesting or maker/taker rebates, so traders looking for those features will need to look elsewhere. Overall, Fidelity is the stronger choice for day traders who want more research and short-selling support, while TradeUP may appeal to traders who value ladder trading above all else.

Feature Fidelity logoFidelity
TradeUP logoTradeUP
Streaming Time & Sales Yes Yes
Streaming TV Yes No
Direct Market Routing - Equities Yes Yes
Level 2 Quotes - Stocks Yes Yes
Trade Ideas - Backtesting Yes No
Trade Ideas - Backtesting Adv No No
Short Locator Yes No

Dive deeper: Best Day Trading Platforms and Apps for 2026

Market Research

Fidelity is the stronger choice for market research, especially for investors who want more tools, more report options, and deeper ways to compare investments. It offers research on stocks, ETFs, mutual funds, pink sheets/OTCBB, and bonds, plus ESG data, social media sentiment, and portfolio allocation by asset class. Fidelity also stands out with 9 downloadable PDF stock research reports, ETF PDF reports, and screeners for stocks, ETFs, mutual funds, and bonds. By contrast, TradeUP covers the basics well, with research on stocks, ETFs, pink sheets/OTCBB, and bonds, but it does not offer mutual fund research, ESG research, social sentiment data, or any downloadable PDF stock or ETF reports.

For everyday research needs, both brokers let users review portfolio allocation by asset class, which can help investors see how their money is spread across different holdings. But Fidelity gives users far more ways to dig into ideas before making a trade. Its stock, ETF, mutual fund, and bond screeners make it easier to search for investments that fit certain goals or filters, while TradeUP does not offer screeners in these categories. Fidelity’s extra research layers can be especially helpful for investors who want more than just basic price and chart information.

The ratings and rankings also make the gap clear. Fidelity earns 5 stars for market research and is ranked #1 out of 16 brokers by StockBrokers.com, while TradeUP receives 2.0 stars and ranks #16. In short, both brokers provide some market research tools, but Fidelity is the better option for investors who want a wider range of research features and more support when comparing investments.

Feature Fidelity logoFidelity
TradeUP logoTradeUP
Research - Stocks Yes Yes
Screener - Stocks Yes No
Research - ETFs Yes Yes
Screener - ETFs Yes No
Research - Mutual Funds Yes No
Screener - Mutual Funds Yes No
Research - Fixed Income Yes Yes
Screener - Fixed Income Yes No
Research 5/5 Stars 2.0/5 Stars

Banking

When comparing Fidelity and TradeUP for banking features, Fidelity offers a wider range of options for everyday financial needs. Neither online broker provides checking or savings accounts, but Fidelity does offer debit cards, credit cards, mortgage loans, and CDs, while TradeUP does not offer these banking products. If you want an online broker with more built-in banking and lending services, Fidelity has more to offer than TradeUP in this area.

Feature Fidelity logoFidelity
TradeUP logoTradeUP
Checking Accounts No No
Savings Accounts No No
Debit Cards Yes No
Credit Cards Yes No
Mortgage Loans Yes No
Brokerage CDs Yes No

Dive deeper: Best Brokerage Accounts with Checking: Top Bank Brokers

Winner

After opening live accounts and testing 16 of the best online brokers, our research and live account testing finds that Fidelity is better than TradeUP. Fidelity finished with an overall score of 92.5%, while TradeUP finished with a score of 50.8%.

Fidelity is a value-driven online broker offering $0 trades, industry-leading research, excellent trading tools and an easy-to-use mobile app.

FAQs

Can you trade cryptocurrency with Fidelity or TradeUP?

Fidelity offers crypto trading with access to 5 coins, while TradeUP does not offer crypto trading at all. For investors looking to buy and trade digital assets through an online broker, Fidelity provides a crypto option that TradeUP currently lacks.

Dive deeper: Best Online Brokers for Crypto Trading in 2026

Does Fidelity or TradeUP offer IRAs?

Fidelity and TradeUP both offer traditional IRA and Roth IRA accounts, making each a solid option for retirement investing. Neither online broker charges an annual IRA fee or a closure fee, so you can compare them based on platform features and investing tools rather than account maintenance costs.

Dive deeper: Best IRA Accounts for 2026

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Compare

0 of 5
Overall Rating Fidelity TradeUP
Overall 5/5 Stars 3/5 Stars
Range of Investments 5/5 Stars 3.5/5 Stars
Advanced Trading 4/5 Stars 3.5/5 Stars
Mobile Trading Apps 4.5/5 Stars 3.0/5 Stars
Research 5/5 Stars 2.0/5 Stars
Customer Service 4.5/5 Stars N/A
Education 5/5 Stars 1.5/5 Stars
Ease of Use 4.5/5 Stars 2.5/5 Stars
Winner check_circle
Review Fidelity Review TradeUP Review
Broker Screenshots Fidelity TradeUP
Broker Gallery (click to expand)
Trading Fees Fidelity TradeUP
Minimum Deposit $0.00 $0.00
Stock Trades $0.00 $0.00
Penny Stock Fees (OTC) $0.000 $0.000
Mutual Fund Trade Fee Varies N/A
Options (Per Contract) $0.65 $0.00
Futures (Per Contract) (Not offered) (Not offered)
Broker Assisted Trade Fee $32.95 N/A
Margin Rates Fidelity TradeUP
Margin Rate Under $25,000 12.575% 5.99%
Margin Rate $25,000 to $49,999.99 12.075% 5.99%
Margin Rate $50,000 to $99,999.99 11.125% 5.99%
Margin Rate $100,000 to $249,999.99 11.075% 5.99%
Margin Rate $250,000 to $499,999.99 10.825% 5.99%
Margin Rate $500,000 to $999,999.99 8.500% 5.99%
Margin Rate Above $1,000,000 8.250% 5.99%
Account Fees Fidelity TradeUP
IRA Annual Fee $0.00 $0.00
IRA Closure Fee $0.00 $0.00
Account Transfer Out (Partial) $0.00 $50.00
Account Transfer Out (Full) $0.00 $75.00
Options Exercise Fee $0.00 $0.00
Options Assignment Fee $0.00 $0.00
Investment Options Fidelity TradeUP
Stock Trading Yes Yes
Account Feature - Margin Trading Yes Yes
Fractional Shares (Stocks) Yes Yes
OTC Stocks Yes Yes
Options Trading Yes Yes
Complex Options Max Legs 4 4
Futures Trading No No
Forex Trading No No
Crypto Trading Yes No
Crypto Trading - Total Coins 5 0
Fixed Income (Treasurys) Yes Yes
Fixed Income (Corporate Bonds) Yes No
Fixed Income (Municipal Bonds) Yes No
Traditional IRAs Yes Yes
Roth IRAs Yes Yes
Advisor Services Yes No
International Countries (Stocks) 25 1
Order Types Fidelity TradeUP
Order Type - Market Yes Yes
Order Type - Limit Yes Yes
Order Type - After Hours Yes Yes
Order Type - Stop Yes Yes
Order Type - Trailing Stop Yes No
Order Type - OCO Yes No
Order Type - OTO Yes No
Order Type - Broker Assisted Yes No
Beginners Fidelity TradeUP
Education (Stocks) Yes No
Education (ETFs) Yes No
Education (Options) Yes No
Education (Mutual Funds) Yes No
Education (Fixed Income) Yes No
Education (Retirement) Yes No
Retirement Calculator Yes No
Investor Dictionary Yes No
Paper Trading No Yes
Videos Yes No
Webinars Yes No
Progress Tracking Yes No
Interactive Learning - Quizzes Yes No
Stock Trading Apps Fidelity TradeUP
iPhone App Yes Yes
Android App Yes Yes
Apple Watch App Yes No
Trading - Stocks Yes Yes
Trading - After-Hours Yes Yes
Trading - Simple Options Yes Yes
Trading - Complex Options Yes Yes
Order Ticket RT Quotes Yes Yes
Order Ticket SRT Quotes Yes Yes
Stock App Features Fidelity TradeUP
Mobile Research - Market Movers Yes Yes
Stream Live TV Yes No
Videos on Demand Yes No
Stock Alerts Yes Yes
Option Chains Viewable Yes Yes
Watchlist (Real-time) Yes Yes
Watchlist (Streaming) Yes Yes
Mobile Watchlists - Create & Manage Yes Yes
Mobile Watchlists - Column Customization Yes Yes
Stock App Charting Fidelity TradeUP
Charting - After-Hours Yes Yes
Charting - Can Turn Horizontally Yes No
Charting - Multiple Time Frames Yes Yes
Charting - Technical Studies 128 27
Charting - Study Customizations Yes Yes
Charting - Stock Comparisons Yes Yes
Trading Platforms Fidelity TradeUP
Active Trading Platform Active Trader Pro N/A
Desktop Trading Platform Yes Yes
Desktop Platform (Mac) Yes Yes
Web Trading Platform Yes Yes
Paper Trading No Yes
Trade Journal Yes No
Watchlists - Total Fields 92 60
Stock Chart Features Fidelity TradeUP
Charting - Adjust Trades on Chart Yes Yes
Charting - Indicators / Studies 129 44
Charting - Drawing Tools 38 8
Charting - Notes Yes Yes
Charting - Historical Trades Yes Yes
Charting - Corporate Events Yes Yes
Charting - Custom Date Range Yes No
Charting - Custom Time Bars Yes No
Charting - Automated Analysis Yes Yes
Charting - Save Profiles Yes Yes
Trade Ideas - Technical Analysis Yes No
Charting - Study Customizations 5 8
Charting - Custom Studies No No
Day Trading Fidelity TradeUP
Streaming Time & Sales Yes Yes
Streaming TV Yes No
Direct Market Routing - Equities Yes Yes
Ladder Trading No Yes
Trade Hot Keys Yes Yes
Level 2 Quotes - Stocks Yes Yes
Trade Ideas - Backtesting Yes No
Trade Ideas - Backtesting Adv No No
Short Locator Yes No
Order Liquidity Rebates No No
Research Overview Fidelity TradeUP
Research - Stocks Yes Yes
Research - ETFs Yes Yes
Research - Mutual Funds Yes No
Research - Pink Sheets / OTCBB Yes Yes
Research - Fixed Income Yes Yes
Screener - Stocks Yes No
Screener - ETFs Yes No
Screener - Mutual Funds Yes No
Screener - Fixed Income Yes No
Portfolio Asset Allocation Yes Yes
Stock Research Fidelity TradeUP
Stock Research - PDF Reports 9 0
Stock Research - Earnings Yes Yes
Stock Research - Insiders Yes Yes
Stock Research - Social Yes No
Stock Research - News Yes Yes
Stock Research - ESG Yes No
Stock Research - SEC Filings Yes Yes
ETF Research Fidelity TradeUP
ETFs - Investment Objective Yes Yes
ETF Fund Facts - Inception Date Yes Yes
ETF Fund Facts - Expense Ratio Yes Yes
ETF Fund Facts - Total Assets Yes Yes
ETF Fund Facts - Total Holdings Yes Yes
ETFs - Top 10 Holdings Yes Yes
ETFs - Sector Exposure Yes Yes
ETFs - Risk Analysis Yes Yes
ETFs - Ratings Yes Yes
ETFs - Morningstar StyleMap Yes No
ETFs - PDF Reports Yes No
Mutual Fund Research Fidelity TradeUP
Mutual Funds - Investment Objective Yes No
Mutual Funds - Performance Chart Yes No
Mutual Funds - Performance Analysis Yes No
Mutual Funds - Prospectus Yes No
Mutual Funds - 3rd Party Ratings Yes No
Mutual Funds - Fees Breakdown Yes No
Mutual Funds - Top 10 Holdings Yes No
Mutual Funds - Asset Allocation Yes No
Mutual Funds - Sector Allocation Yes No
Mutual Funds - Country Allocation Yes No
Mutual Funds - StyleMap Yes No
Options Trading Fidelity TradeUP
Option Chains - Total Greeks 5 5
Option Analysis - P&L Charts Yes Yes
Banking Fidelity TradeUP
Bank (Member FDIC) No No
Checking Accounts No No
Savings Accounts No No
Credit Cards Yes No
Debit Cards Yes No
Mortgage Loans Yes No
Customer Service Fidelity TradeUP
Phone Support (Prospective Customers) Yes No
Phone Support (Current Customers) Yes No
Email Support Yes Yes
Live Chat (Prospective Customers) Yes Yes
Live Chat (Current Customers) Yes Yes
24/7 Support Yes No
Overall Fidelity TradeUP
Overall 5/5 Stars 3/5 Stars
Range of Investments 5/5 Stars 3.5/5 Stars
Advanced Trading 4/5 Stars 3.5/5 Stars
Mobile Trading Apps 4.5/5 Stars 3.0/5 Stars
Research 5/5 Stars 2.0/5 Stars
Education 5/5 Stars 1.5/5 Stars
Ease of Use 4.5/5 Stars 2.5/5 Stars
Winner check_circle
Review Fidelity Review TradeUP Review
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