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J.P. Morgan Self-Directed Investing vs Moomoo 2026

StockBrokers.com

Written by StockBrokers.com

September 17, 2025
  Fact Checked

In this head to head comparison of J.P. Morgan Self-Directed Investing vs Moomoo, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.

J.P. Morgan Self-Directed Investing
3.5/5 Stars Overall
  • Minimum Deposit: $0.00
  • Stock Trades: $0.00
  • Options (Per Contract): $0.65
Moomoo
4/5 Stars Overall
  • Minimum Deposit: $0.00 info
  • Stock Trades: $0.00
  • Options (Per Contract): $0.00

Range of investments

J.P. Morgan Self-Directed Investing is the better pick for investors who want a wider mix of account and investment choices. Both J.P. Morgan Self-Directed Investing and Moomoo offer stock trading, margin trading, fractional shares, OTC stocks, and options trading, so either platform can handle the basics. But J.P. Morgan stands out by also offering mutual funds, traditional IRA accounts, Roth IRA accounts, and advisor services, while Moomoo does not offer those account types or mutual funds. For investors who want more ways to build and manage a portfolio, J.P. Morgan Self-Directed Investing has the edge.

When it comes to what you can trade, the two brokers are similar in several key areas. Neither offers forex trading, futures trading, or crypto trading, and both list zero coins for crypto. That means if you are looking for access to digital assets or futures markets, neither platform is a fit. For everyday self-directed investing, though, both brokers cover common needs like stocks, options, margin, and fractional share investing.

In StockBrokers.com’s Range of Investments category, both J.P. Morgan Self-Directed Investing and Moomoo are rated 3.5 out of 5 stars. J.P. Morgan Self-Directed Investing is ranked #13 out of 14 brokers in that category, while Moomoo is not ranked. So while the star rating is the same, J.P. Morgan Self-Directed Investing offers more account types and a broader set of investment options, making it the more complete choice for many long-term investors.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Moomoo logoMoomoo
Stock Trading Yes Yes
Account Feature - Margin Trading Yes Yes
Fractional Shares (Stocks) Yes Yes
OTC Stocks Yes Yes
Mutual Funds Yes No
Options Trading Yes Yes
Futures Trading No No
Crypto Trading No No
Crypto Trading - Total Coins 0 0
Range of Investments 3.5/5 Stars 3.5/5 Stars

Dive deeper: Best Options Trading Platforms for 2026, Best Futures Trading Platforms for 2026

Trading platforms and tools

For trading platforms and tools, Moomoo has the clear edge over J.P. Morgan Self-Directed Investing. Moomoo offers both Windows and Mac downloadable desktop platforms, plus paper trading, far more watch list fields, many more charting indicators and drawing tools, and extras like chart notes, historical trades, custom date ranges, automated chart patterns, and custom studies. J.P. Morgan Self-Directed Investing is simpler and easier to use through its browser-based platform, but it offers fewer charting features overall and no desktop download option.

J.P. Morgan Self-Directed Investing does include some helpful chart features, such as corporate events on charts and a solid set of technical indicators and drawing tools. However, Moomoo goes much further for active traders who want more ways to study price action and organize their ideas. For example, Moomoo’s watch lists support 90 columns versus 20 at J.P. Morgan Self-Directed Investing, and its charting includes 194 indicators compared with 36.

Overall, the difference is reflected in the ratings and rankings: J.P. Morgan Self-Directed Investing receives 1 out of 5 stars for trading platforms and tools and ranks #13 out of 14 brokers, while Moomoo is rated 4 out of 5 stars. If you want a more advanced trading platform with deeper charting and more customization, Moomoo is the stronger pick. If you prefer a web-based platform with a simpler setup, J.P. Morgan Self-Directed Investing may still fit the bill.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Moomoo logoMoomoo
Web Trading Platform Yes No
Desktop Trading Platform No Yes
Desktop Platform (Mac) No Yes
Paper Trading No Yes
Watchlists - Total Fields 20 90
Charting - Indicators / Studies 36 194
Charting - Drawing Tools 10 55
Advanced Trading 1/5 Stars 4/5 Stars

Dive deeper: Best Brokerage Accounts for 2026, Best Paper Trading Apps & Platforms for 2026

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Beginners and education

J.P. Morgan Self-Directed Investing and Moomoo both give beginner investors a solid mix of learning tools, including education on stocks, ETFs, options, and mutual funds, plus educational videos and webinars. J.P. Morgan Self-Directed Investing also covers bonds, which Moomoo does not, while Moomoo stands out with paper trading so new users can practice before putting real money on the line. Neither broker offers educational quizzes or tools to track learning progress, so the experience is informative but fairly straightforward.

In terms of overall education quality, J.P. Morgan Self-Directed Investing gets a 4-star rating and ranks #4 out of 14 brokers from StockBrokers.com, while Moomoo earns 3.5 stars and does not have a listed ranking for education. For investors who want more all-around learning coverage, J.P. Morgan Self-Directed Investing has the edge, but Moomoo may appeal more to beginners who want hands-on practice through paper trading.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Moomoo logoMoomoo
Education (Stocks) Yes Yes
Education (ETFs) Yes Yes
Education (Options) Yes Yes
Education (Mutual Funds) Yes Yes
Education (Fixed Income) Yes No
Videos Yes Yes
Webinars Yes Yes
Education 4/5 Stars 3.5/5 Stars

Dive deeper: Best Trading Platforms for Beginners in 2026

Stock trading apps

Overall, Moomoo offers more tools for active stock traders on mobile than J.P. Morgan Self-Directed Investing, especially if you want richer charts, streaming quotes, Apple Watch support, and video content. That said, both brokers cover the basics well with iPhone and Android apps, mobile options trading, stock alerts, custom watch lists, and landscape chart viewing, so the better choice depends on how much trading detail you want in an app.

J.P. Morgan Self-Directed Investing and Moomoo both provide apps for iPhone and Android, along with mobile options trading, alerts, custom watch lists, watch list column customization, and the ability to view charts in landscape mode. Both also let users switch among multiple chart time frames. These shared features make either app a workable choice for everyday investing tasks.

The main differences show up in the extra features. Moomoo stands out with an Apple Watch app, streaming quotes, videos on demand, after-hours charting, and the ability to compare stocks directly on charts. J.P. Morgan Self-Directed Investing does not offer those mobile extras, though it does still earn a solid 4-star app rating, while Moomoo is rated 4.5 stars. J.P. Morgan Self-Directed Investing is also ranked #10 out of 14 brokers by StockBrokers.com for stock trading apps.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Moomoo logoMoomoo
iPhone App Yes Yes
Android App Yes Yes
Apple Watch App No Yes
Stock Alerts Yes Yes
Charting - After-Hours No Yes
Charting - Technical Studies 36 191
Mobile Trading Apps 4/5 Stars 4.5/5 Stars

Dive deeper: Best Stock Trading Apps for 2026

Fees

J.P. Morgan Self-Directed Investing and Moomoo both keep some core account costs low, with no minimum deposit and no commission on regular stock trades. The main difference shows up in a few other charges: Moomoo is cheaper for options trading at $0 per contract versus $0.65 at J.P. Morgan, and Moomoo also offers lower margin rates, starting at 6.8% for balances under $100,000 compared with J.P. Morgan’s 11.5% to 12.25%. Overall, Moomoo is the lower-cost choice for active options traders and margin users, while J.P. Morgan may appeal more to investors who want cheaper partial account transfers.

Both brokers require no minimum deposit to open an account and charge $0 for regular stock trades. IRA annual fees are also $0 at both firms, which is helpful for retirement investors looking to avoid extra upkeep costs. If you plan to use options, both platforms charge $0 for exercise and assignment fees, so those back-end options costs are the same.

Where fees can diverge is in account and transfer charges. J.P. Morgan Self-Directed Investing charges $75 for IRA closure and $75 for a full ACAT transfer, while Moomoo also charges $75 for a full ACAT transfer but does not charge an IRA closure fee. On the other hand, J.P. Morgan charges $0 for a partial ACAT transfer, while Moomoo charges $75. This makes the better fit depend on the specific service you expect to use most.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Moomoo logoMoomoo
Minimum Deposit $0.00 $0.00
Stock Trades $0.00 $0.00
Options (Per Contract) $0.65 $0.00
Options Exercise Fee $0.00 $0.00
Options Assignment Fee $0.00 $0.00
IRA Annual Fee $0.00 $0.00
IRA Closure Fee $75.00 $0.00

Dive deeper: Best Free Trading Platforms for 2026

Day Trading

For day trading, Moomoo offers far more tools than J.P. Morgan Self-Directed Investing. Moomoo includes streaming time and sales for stocks, level 2 quotes, ladder trading, trading hotkeys, and both basic and advanced strategy backtesting. It also has a short locator tool that shows real-time share availability for short selling. J.P. Morgan Self-Directed Investing does not offer these features, which may matter to active traders who want faster trade entry and more market data.

That said, neither broker offers direct market routing, streaming live TV, or order liquidity rebates. If your focus is active day trading and you want more advanced charting, order entry, and research tools in one place, Moomoo is the stronger choice. J.P. Morgan Self-Directed Investing may still work for simpler investing, but it is less suited to traders who rely on real-time trading features.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Moomoo logoMoomoo
Streaming Time & Sales No Yes
Streaming TV No No
Direct Market Routing - Equities No No
Level 2 Quotes - Stocks No Yes
Trade Ideas - Backtesting No Yes
Trade Ideas - Backtesting Adv No Yes
Short Locator No Yes

Dive deeper: Best Day Trading Platforms and Apps for 2026

Market Research

Overall, J.P. Morgan Self-Directed Investing comes out ahead of Moomoo for market research, mainly because it offers more help for mutual funds, more downloadable stock reports, and screeners for more asset types. Both brokers give investors access to research on stocks, ETFs, OTC securities, and bonds, and both let you view portfolio allocation by asset class. If you want a broker with a slightly stronger research package and broader trade idea tools, J.P. Morgan Self-Directed Investing has the edge.

Both J.P. Morgan Self-Directed Investing and Moomoo offer stock research and ETF research, along with research for pink sheets and OTCBB securities and bonds. Each also includes a way to review portfolio allocation by asset class, which can help you see how your investments are spread across different categories. On the other hand, neither broker offers stock research based on social media sentiment or ESG research, so investors looking for those features will not find them here.

The main differences show up in mutual fund coverage and downloadable research reports. J.P. Morgan Self-Directed Investing provides mutual fund research, a mutual fund screener, a bond screener, and two downloadable PDF stock research reports, while Moomoo does not offer mutual fund research or those PDF stock reports and also lacks a bond screener. Both brokers offer stock and ETF screeners for trade ideas, but on balance J.P. Morgan Self-Directed Investing earns a higher market research rating at 4 stars and ranks #7 out of 14 brokers, compared with Moomoo’s 3.5-star rating and no StockBrokers.com ranking listed.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Moomoo logoMoomoo
Research - Stocks Yes Yes
Screener - Stocks Yes Yes
Research - ETFs Yes Yes
Screener - ETFs Yes Yes
Research - Mutual Funds Yes No
Screener - Mutual Funds Yes No
Research - Fixed Income Yes Yes
Screener - Fixed Income Yes No
Research 4/5 Stars 3.5/5 Stars

Banking

When comparing banking features, J.P. Morgan Self-Directed Investing offers far more options than Moomoo. With J.P. Morgan Self-Directed Investing, you can access checking accounts, savings accounts, debit cards, credit cards, mortgage loans, and CDs, making it a stronger choice for people who want investing and everyday banking in one place. Moomoo, on the other hand, does not offer these banking products, so it is more limited if you are looking for account and lending services beyond investing.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Moomoo logoMoomoo
Checking Accounts Yes No
Savings Accounts Yes No
Debit Cards Yes No
Credit Cards Yes No
Mortgage Loans Yes No
Brokerage CDs Yes No

Dive deeper: Best Brokers with Checking Accounts for 2026

Winner

After opening live accounts and testing 14 of the best online brokers, our research and live account testing finds that J.P. Morgan Self-Directed Investing is better than Moomoo. J.P. Morgan Self-Directed Investing finished with an overall score of 67.5%, while Moomoo finished with a score of 78.0%.

J.P. Morgan Self-Directed Investing makes it easy for Chase Bank customers to invest and allows access to J.P. Morgan research. On the downside, the broker features are sparse compared to industry leaders.

FAQs

Can you trade cryptocurrency with J.P. Morgan Self-Directed Investing or Moomoo?

J.P. Morgan Self-Directed Investing and Moomoo both do not offer crypto trading, so neither platform provides access to buying or selling digital coins. As a result, each broker currently offers 0 cryptocurrencies for trading.

Dive deeper: Best Online Brokers for Crypto Trading in 2026

Does J.P. Morgan Self-Directed Investing or Moomoo offer IRAs?

J.P. Morgan Self-Directed Investing offers both Traditional and Roth IRA accounts, while Moomoo does not offer either type of IRA. Both brokers charge $0 annual fees for IRA accounts, but J.P. Morgan Self-Directed Investing charges a $75 closure fee, compared with $0 at Moomoo.

Dive deeper: Best IRA Accounts for 2026

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Overall Rating J.P. Morgan Self-Directed Investing Moomoo
Overall 3.5/5 Stars 4/5 Stars
Range of Investments 3.5/5 Stars 3.5/5 Stars
Advanced Trading 1/5 Stars 4/5 Stars
Mobile Trading Apps 4/5 Stars 4.5/5 Stars
Research 4/5 Stars 3.5/5 Stars
Customer Service 4.0/5 Stars N/A
Education 4/5 Stars 3.5/5 Stars
Ease of Use 3/5 Stars 3.5/5 Stars
Winner check_circle
Review J.P. Morgan Self-Directed Investing Review Moomoo Review
Broker Screenshots J.P. Morgan Self-Directed Investing Moomoo
Broker Gallery (click to expand)
Trading Fees J.P. Morgan Self-Directed Investing Moomoo
Minimum Deposit $0.00 $0.00
Stock Trades $0.00 $0.00
Penny Stock Fees (OTC) $0.00 $0.00
Mutual Fund Trade Fee $0 N/A
Options (Per Contract) $0.65 $0.00
Futures (Per Contract) (Not offered) (Not offered)
Broker Assisted Trade Fee Varies N/A
Margin Rates J.P. Morgan Self-Directed Investing Moomoo
Margin Rate Under $25,000 12.25% 6.8%
Margin Rate $25,000 to $49,999.99 12% 6.8%
Margin Rate $50,000 to $99,999.99 11.5% 6.8%
Margin Rate $100,000 to $249,999.99 11.25% 6.8%
Margin Rate $250,000 to $499,999.99 11.25% 6.8%
Margin Rate $500,000 to $999,999.99 10.5% 6.8%
Margin Rate Above $1,000,000 10% 6.8%
Account Fees J.P. Morgan Self-Directed Investing Moomoo
IRA Annual Fee $0.00 $0.00
IRA Closure Fee $75.00 $0.00
Account Transfer Out (Partial) $0.00 $75.00
Account Transfer Out (Full) $75.00 $75.00
Options Exercise Fee $0.00 $0.00
Options Assignment Fee $0.00 $0.00
Investment Options J.P. Morgan Self-Directed Investing Moomoo
Stock Trading Yes Yes
Account Feature - Margin Trading Yes Yes
Fractional Shares (Stocks) Yes Yes
OTC Stocks Yes Yes
Options Trading Yes Yes
Complex Options Max Legs 1 4
Futures Trading No No
Forex Trading No No
Crypto Trading No No
Crypto Trading - Total Coins 0 0
Fixed Income (Treasurys) Yes No
Fixed Income (Corporate Bonds) Yes No
Fixed Income (Municipal Bonds) Yes No
Traditional IRAs Yes No
Roth IRAs Yes No
Advisor Services Yes No
International Countries (Stocks) 0 7
Order Types J.P. Morgan Self-Directed Investing Moomoo
Order Type - Market Yes Yes
Order Type - Limit Yes Yes
Order Type - After Hours No Yes
Order Type - Stop Yes Yes
Order Type - Trailing Stop No Yes
Order Type - OCO No Yes
Order Type - OTO No No
Order Type - Broker Assisted Yes No
Beginners J.P. Morgan Self-Directed Investing Moomoo
Education (Stocks) Yes Yes
Education (ETFs) Yes Yes
Education (Options) Yes Yes
Education (Mutual Funds) Yes Yes
Education (Fixed Income) Yes No
Education (Retirement) Yes No
Retirement Calculator Yes No
Investor Dictionary No Yes
Paper Trading No Yes
Videos Yes Yes
Webinars Yes Yes
Progress Tracking No No
Interactive Learning - Quizzes No No
Stock Trading Apps J.P. Morgan Self-Directed Investing Moomoo
iPhone App Yes Yes
Android App Yes Yes
Apple Watch App No Yes
Trading - Stocks Yes Yes
Trading - After-Hours No Yes
Trading - Simple Options Yes Yes
Trading - Complex Options No Yes
Order Ticket RT Quotes Yes Yes
Order Ticket SRT Quotes No Yes
Stock App Features J.P. Morgan Self-Directed Investing Moomoo
Mobile Research - Market Movers Yes Yes
Stream Live TV No No
Videos on Demand No Yes
Stock Alerts Yes Yes
Option Chains Viewable Yes Yes
Watchlist (Real-time) Yes Yes
Watchlist (Streaming) No Yes
Mobile Watchlists - Create & Manage Yes Yes
Mobile Watchlists - Column Customization Yes Yes
Stock App Charting J.P. Morgan Self-Directed Investing Moomoo
Charting - After-Hours No Yes
Charting - Can Turn Horizontally Yes Yes
Charting - Multiple Time Frames Yes Yes
Charting - Technical Studies 36 191
Charting - Study Customizations Yes Yes
Charting - Stock Comparisons No Yes
Trading Platforms J.P. Morgan Self-Directed Investing Moomoo
Active Trading Platform No moomoo
Desktop Trading Platform No Yes
Desktop Platform (Mac) No Yes
Web Trading Platform Yes No
Paper Trading No Yes
Trade Journal No No
Watchlists - Total Fields 20 90
Stock Chart Features J.P. Morgan Self-Directed Investing Moomoo
Charting - Adjust Trades on Chart No No
Charting - Indicators / Studies 36 194
Charting - Drawing Tools 10 55
Charting - Notes No Yes
Charting - Historical Trades No Yes
Charting - Corporate Events Yes Yes
Charting - Custom Date Range No Yes
Charting - Custom Time Bars No No
Charting - Automated Analysis No Yes
Charting - Save Profiles No No
Trade Ideas - Technical Analysis No Yes
Charting - Study Customizations 3 191
Charting - Custom Studies No Yes
Day Trading J.P. Morgan Self-Directed Investing Moomoo
Streaming Time & Sales No Yes
Streaming TV No No
Direct Market Routing - Equities No No
Ladder Trading No Yes
Trade Hot Keys No Yes
Level 2 Quotes - Stocks No Yes
Trade Ideas - Backtesting No Yes
Trade Ideas - Backtesting Adv No Yes
Short Locator No Yes
Order Liquidity Rebates No No
Research Overview J.P. Morgan Self-Directed Investing Moomoo
Research - Stocks Yes Yes
Research - ETFs Yes Yes
Research - Mutual Funds Yes No
Research - Pink Sheets / OTCBB Yes Yes
Research - Fixed Income Yes Yes
Screener - Stocks Yes Yes
Screener - ETFs Yes Yes
Screener - Mutual Funds Yes No
Screener - Fixed Income Yes No
Portfolio Asset Allocation Yes Yes
Stock Research J.P. Morgan Self-Directed Investing Moomoo
Stock Research - PDF Reports 2 0
Stock Research - Earnings Yes Yes
Stock Research - Insiders No Yes
Stock Research - Social No No
Stock Research - News Yes Yes
Stock Research - ESG No No
Stock Research - SEC Filings No Yes
ETF Research J.P. Morgan Self-Directed Investing Moomoo
ETFs - Investment Objective Yes Yes
ETF Fund Facts - Inception Date Yes Yes
ETF Fund Facts - Expense Ratio Yes Yes
ETF Fund Facts - Total Assets Yes Yes
ETF Fund Facts - Total Holdings Yes Yes
ETFs - Top 10 Holdings Yes Yes
ETFs - Sector Exposure Yes Yes
ETFs - Risk Analysis No No
ETFs - Ratings Yes No
ETFs - Morningstar StyleMap Yes No
ETFs - PDF Reports No No
Mutual Fund Research J.P. Morgan Self-Directed Investing Moomoo
Mutual Funds - Investment Objective Yes No
Mutual Funds - Performance Chart Yes No
Mutual Funds - Performance Analysis Yes No
Mutual Funds - Prospectus No No
Mutual Funds - 3rd Party Ratings Yes No
Mutual Funds - Fees Breakdown Yes No
Mutual Funds - Top 10 Holdings Yes No
Mutual Funds - Asset Allocation Yes No
Mutual Funds - Sector Allocation Yes No
Mutual Funds - Country Allocation Yes No
Mutual Funds - StyleMap Yes No
Options Trading J.P. Morgan Self-Directed Investing Moomoo
Option Chains - Total Greeks 0 5
Option Analysis - P&L Charts No Yes
Banking J.P. Morgan Self-Directed Investing Moomoo
Bank (Member FDIC) Yes No
Checking Accounts Yes No
Savings Accounts Yes No
Credit Cards Yes No
Debit Cards Yes No
Mortgage Loans Yes No
Customer Service J.P. Morgan Self-Directed Investing Moomoo
Phone Support (Prospective Customers) No Yes
Phone Support (Current Customers) Yes Yes
Email Support Yes Yes
Live Chat (Prospective Customers) No Yes
Live Chat (Current Customers) No Yes
24/7 Support Yes Yes
Overall J.P. Morgan Self-Directed Investing Moomoo
Overall 3.5/5 Stars 4/5 Stars
Range of Investments 3.5/5 Stars 3.5/5 Stars
Advanced Trading 1/5 Stars 4/5 Stars
Mobile Trading Apps 4/5 Stars 4.5/5 Stars
Research 4/5 Stars 3.5/5 Stars
Education 4/5 Stars 3.5/5 Stars
Ease of Use 3/5 Stars 3.5/5 Stars
Winner check_circle
Review J.P. Morgan Self-Directed Investing Review Moomoo Review
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