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Fidelity vs Moomoo 2026

StockBrokers.com

Written by StockBrokers.com

September 17, 2025
  Fact Checked

In this head to head comparison of Fidelity vs Moomoo, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.

Fidelity
5/5 Stars Overall
  • Minimum Deposit: $0.00
  • Stock Trades: $0.00
  • Options (Per Contract): $0.65
Moomoo
4/5 Stars Overall
  • Minimum Deposit: $0.00 info
  • Stock Trades: $0.00
  • Options (Per Contract): $0.00

Range of investments

Fidelity and Moomoo both give investors access to stocks, margin trading, fractional shares, OTC stocks, and options, so each broker covers many of the basics most people look for in an online brokerage account. The main difference is that Fidelity offers more account and investing choices overall, including mutual funds, crypto trading, traditional IRA accounts, Roth IRA accounts, and advisor services, while Moomoo does not offer those options. Fidelity also supports five cryptocurrencies, which adds another layer of flexibility for investors who want to trade digital assets.

When it comes to account investing options, Fidelity has a broader lineup for long-term and diversified investing. In addition to stocks and options, it offers mutual funds, retirement accounts, and crypto, which can make it a better fit for people who want one broker for both self-directed trading and retirement planning. Moomoo still supports core trading features like stocks, margin, fractional shares, and options, but it does not offer mutual funds, crypto, or IRA accounts, which may matter for investors looking for a wider mix of choices.

Fidelity stands out more clearly in third-party comparisons as well, earning 5 out of 5 stars for Range of Investments and ranking #2 out of 14 brokers on StockBrokers.com for that category. Moomoo is rated 3.5 out of 5 stars for Range of Investments, and it does not have a listed StockBrokers.com ranking in this area. For investors focused on the widest selection of account types and investment products, Fidelity offers more overall options than Moomoo.

Feature Fidelity logoFidelity
Moomoo logoMoomoo
Stock Trading Yes Yes
Account Feature - Margin Trading Yes Yes
Fractional Shares (Stocks) Yes Yes
OTC Stocks Yes Yes
Mutual Funds Yes No
Options Trading Yes Yes
Futures Trading No No
Crypto Trading Yes No
Crypto Trading - Total Coins 5 0
Range of Investments 5/5 Stars 3.5/5 Stars

Dive deeper: Best Options Trading Platforms for 2026, Best Futures Trading Platforms for 2026

Trading platforms and tools

Overall, Fidelity and Moomoo are both strong choices for traders who care about platform quality and charting tools, but they shine in different ways. Fidelity stands out for its browser-based trading platform, trading journal, and the ability to save multiple chart profiles, while Moomoo offers paper trading, custom chart studies, and a more feature-heavy chart setup. Both brokers earn 4 out of 5 stars for trading platforms and tools, but Fidelity has the edge in the StockBrokers.com ranking, coming in at #4 out of 14 brokers.

Fidelity offers downloadable desktop platforms for both Windows and Mac, plus a browser-based platform for trading from almost any device. Moomoo also has Windows and Mac desktop downloads, but it does not offer a browser platform. For traders who want to practice first, Moomoo includes paper trading, while Fidelity does not. Fidelity does, however, provide a trading journal and lets users adjust open orders directly on a stock chart, which can make trade tracking and order management easier.

When it comes to charting and market research, both brokers give traders a wide range of tools. Fidelity includes 129 technical indicators and 38 drawing tools, while Moomoo offers 194 indicators and 55 drawing tools. Both platforms support notes on charts, historical trades, corporate events, custom date ranges, and automated chart pattern analysis. Fidelity supports 92 watch list columns versus 90 at Moomoo, but Moomoo allows much deeper study editing, including 191 customization fields for an SMA study and custom studies, while Fidelity offers just 5 SMA customization fields and no custom studies.

Feature Fidelity logoFidelity
Moomoo logoMoomoo
Web Trading Platform Yes No
Desktop Trading Platform Yes Yes
Desktop Platform (Mac) Yes Yes
Paper Trading No Yes
Watchlists - Total Fields 92 90
Charting - Indicators / Studies 129 194
Charting - Drawing Tools 38 55
Advanced Trading 4/5 Stars 4/5 Stars

Dive deeper: Best Brokerage Accounts for 2026, Best Paper Trading Apps & Platforms for 2026

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Beginners and education

Fidelity stands out for beginner and investor education, earning 5 out of 5 stars and ranking #1 out of 14 brokers for education at StockBrokers.com. It offers learning content on stocks, ETFs, options, mutual funds, and bonds, along with educational videos, webinars, quizzes, and a way to track your learning progress. For new investors who want a clear path from basics to more advanced topics, Fidelity provides a wide range of tools in one place.

Moomoo also offers helpful education for beginners and investors, with coverage on stocks, ETFs, options, and mutual funds, plus educational videos and webinars. It also includes paper trading, which can be useful for practicing without risking real money. However, Moomoo does not offer bonds education, quizzes, or learning progress tracking, and it is rated 3.5 out of 5 stars for education. Overall, Fidelity is the stronger choice for full learning support, while Moomoo is a good option for practice-focused learners.

Feature Fidelity logoFidelity
Moomoo logoMoomoo
Education (Stocks) Yes Yes
Education (ETFs) Yes Yes
Education (Options) Yes Yes
Education (Mutual Funds) Yes Yes
Education (Fixed Income) Yes No
Videos Yes Yes
Webinars Yes Yes
Education 5/5 Stars 3.5/5 Stars

Dive deeper: Best Trading Platforms for Beginners in 2026

Stock trading apps

Fidelity and Moomoo both give mobile investors a strong set of stock trading app features, and each is rated 4.5 out of 5 stars for stock trading apps. Both brokers offer iPhone, Android, and Apple Watch apps, along with streaming quotes, stock alerts, custom watch lists, customizable watch list columns, after-hours charting, landscape chart views, multiple time-frame charting, mobile options trading, and videos on demand. Fidelity also stands out with mobile after-hours stock trading and streaming live TV, while Moomoo appears to offer the same after-hours trading feature but does not include live TV.

When it comes to charting tools, both apps are well suited for active traders who want to follow price action on the go. Fidelity’s mobile app includes 128 technical studies, while Moomoo offers 191, giving Moomoo the edge for users who want more chart indicators to choose from. Both apps also let users compare stocks directly on charts, which can make it easier to spot trends and track how one stock is performing against another.

Overall, Fidelity is ranked #3 out of 14 brokers by StockBrokers.com for stock trading apps, which gives it a clear third-party credibility boost. Moomoo is also a capable choice for mobile stock trading, especially for chart-focused users, but no StockBrokers.com ranking was listed here. If you want a polished all-around trading app with extra media features, Fidelity has the edge; if you care most about deeper charting choices, Moomoo may be the better fit.

Feature Fidelity logoFidelity
Moomoo logoMoomoo
iPhone App Yes Yes
Android App Yes Yes
Apple Watch App Yes Yes
Stock Alerts Yes Yes
Charting - After-Hours Yes Yes
Charting - Technical Studies 128 191
Mobile Trading Apps 4.5/5 Stars 4.5/5 Stars

Dive deeper: Best Stock Trading Apps for 2026

Fees

Fidelity and Moomoo both keep a lot of basic investing costs at $0, including minimum deposits, regular stock trades, IRA annual fees, IRA closure fees, and options exercise and assignment fees. The biggest difference shows up in active trading and account transfer costs: Moomoo charges $0 per options contract compared with Fidelity’s $0.65, and Moomoo’s margin rates are lower than Fidelity’s across the balance ranges listed. On the other hand, Fidelity is cheaper for ACAT transfers, with no fee for either partial or full transfers, while Moomoo charges $75 for each.

For everyday stock investors, the two brokers are very similar on the basics because both offer $0 minimum deposits and $0 commission stock trades. If you trade options, Moomoo has the edge on per-contract pricing. If you plan to use margin, Moomoo also comes out ahead with a 6.8% rate versus Fidelity’s higher tiered rates, which range from 12.575% to 11.125% for the balances shown.

Overall, Fidelity is the better pick if you want lower account transfer costs, while Moomoo may be more appealing for options traders and margin users looking for lower ongoing charges. Both brokers are competitive on core account fees, so the better fit depends on which extra services you’re most likely to use.

Feature Fidelity logoFidelity
Moomoo logoMoomoo
Minimum Deposit $0.00 $0.00
Stock Trades $0.00 $0.00
Options (Per Contract) $0.65 $0.00
Options Exercise Fee $0.00 $0.00
Options Assignment Fee $0.00 $0.00
IRA Annual Fee $0.00 $0.00
IRA Closure Fee $0.00 $0.00

Dive deeper: Best Free Trading Platforms for 2026

Day Trading

For day trading, both Fidelity and Moomoo give traders several useful tools, including streaming time and sales, hotkeys for fast order entry, level 2 quotes, basic strategy backtesting, and a short locator tool to check share availability. Both brokers also do not offer maker/taker rebates, so neither stands out on that point.

Where they differ is in a few key areas that matter to active traders. Fidelity offers streaming live TV and direct market routing for stocks, which can help traders stay informed and send orders more directly. Moomoo, on the other hand, offers ladder trading and advanced strategy backtesting, making it a better fit for traders who want more advanced chart-based order entry and testing tools.

Feature Fidelity logoFidelity
Moomoo logoMoomoo
Streaming Time & Sales Yes Yes
Streaming TV Yes No
Direct Market Routing - Equities Yes No
Level 2 Quotes - Stocks Yes Yes
Trade Ideas - Backtesting Yes Yes
Trade Ideas - Backtesting Adv No Yes
Short Locator Yes Yes

Dive deeper: Best Day Trading Platforms and Apps for 2026

Market Research

For market research, Fidelity comes out ahead of Moomoo overall, especially for investors who want deeper analysis and more research tools in one place. Fidelity offers stock, ETF, mutual fund, pink sheets/OTCBB, and bond research, plus ESG research, social media sentiment data, and downloadable PDF reports for stocks and ETFs. It also has screeners for stocks, ETFs, mutual funds, and bonds, and it is rated 5 stars for market research and ranked #1 out of 14 brokers by StockBrokers.com. Moomoo covers stock, ETF, pink sheets/OTCBB, and bond research, along with stock and ETF screeners, but it does not offer mutual fund research, ESG research, social sentiment tools, or PDF stock and ETF reports. It is rated 3.5 stars for market research, and StockBrokers.com does not list a market research rank for it.

Both brokers give users access to stock research and ETF research, so either platform can work for basic investing homework. They also each provide research on pink sheets/OTCBB and bonds, and both let users view portfolio allocation by asset class. That means investors can still check how their holdings are spread across different categories with either broker.

Where Fidelity stands out is in the extras that can make research more useful for long-term investors. It includes mutual fund research, mutual fund screening, social media sentiment data, ESG research, and seven downloadable PDF stock research reports, while Moomoo does not offer those features. Moomoo still covers the core essentials well, but Fidelity offers a wider mix of research tools and more depth for investors who want a fuller picture before making a trade.

Feature Fidelity logoFidelity
Moomoo logoMoomoo
Research - Stocks Yes Yes
Screener - Stocks Yes Yes
Research - ETFs Yes Yes
Screener - ETFs Yes Yes
Research - Mutual Funds Yes No
Screener - Mutual Funds Yes No
Research - Fixed Income Yes Yes
Screener - Fixed Income Yes No
Research 5/5 Stars 3.5/5 Stars

Banking

When comparing Fidelity and Moomoo for banking features, Fidelity offers more built-in money management options, while Moomoo focuses more on investing. Neither online broker provides checking accounts or savings accounts, but Fidelity does stand out by offering debit cards, credit cards, mortgage loans, and certificates of deposit (CDs). Moomoo does not offer any of these banking products. For people who want an investing platform with added banking tools, Fidelity has the edge, while Moomoo is the simpler choice if banking services are not a priority.

Feature Fidelity logoFidelity
Moomoo logoMoomoo
Checking Accounts No No
Savings Accounts No No
Debit Cards Yes No
Credit Cards Yes No
Mortgage Loans Yes No
Brokerage CDs Yes No

Dive deeper: Best Brokers with Checking Accounts for 2026

Winner

After opening live accounts and testing 14 of the best online brokers, our research and live account testing finds that Fidelity is better than Moomoo. Fidelity finished with an overall score of 92.5%, while Moomoo finished with a score of 78.0%.

Fidelity is a value-driven online broker offering $0 trades, industry-leading research, excellent trading tools and an easy-to-use mobile app.

FAQs

Can you trade cryptocurrency with Fidelity or Moomoo?

Fidelity offers crypto trading, giving investors access to 5 coins, while Moomoo does not currently offer crypto trading. For those specifically looking to trade cryptocurrencies through an online broker, Fidelity has the advantage over Moomoo.

Dive deeper: Best Online Brokers for Crypto Trading in 2026

Does Fidelity or Moomoo offer IRAs?

Fidelity and Moomoo both charge $0.00 in annual IRA fees and $0.00 to close an IRA, making them cost-effective choices for retirement accounts. However, Fidelity offers both traditional IRA and Roth IRA accounts, while Moomoo does not offer either IRA option.

Dive deeper: Best IRA Accounts for 2026

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Compare

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Overall Rating Fidelity Moomoo
Overall 5/5 Stars 4/5 Stars
Range of Investments 5/5 Stars 3.5/5 Stars
Advanced Trading 4/5 Stars 4/5 Stars
Mobile Trading Apps 4.5/5 Stars 4.5/5 Stars
Research 5/5 Stars 3.5/5 Stars
Customer Service 4.5/5 Stars N/A
Education 5/5 Stars 3.5/5 Stars
Ease of Use 4.5/5 Stars 3.5/5 Stars
Winner check_circle
Review Fidelity Review Moomoo Review
Broker Screenshots Fidelity Moomoo
Broker Gallery (click to expand)
Trading Fees Fidelity Moomoo
Minimum Deposit $0.00 $0.00
Stock Trades $0.00 $0.00
Penny Stock Fees (OTC) $0.00 $0.00
Mutual Fund Trade Fee Varies N/A
Options (Per Contract) $0.65 $0.00
Futures (Per Contract) (Not offered) (Not offered)
Broker Assisted Trade Fee $32.95 N/A
Margin Rates Fidelity Moomoo
Margin Rate Under $25,000 12.575% 6.8%
Margin Rate $25,000 to $49,999.99 12.075% 6.8%
Margin Rate $50,000 to $99,999.99 11.125% 6.8%
Margin Rate $100,000 to $249,999.99 11.075% 6.8%
Margin Rate $250,000 to $499,999.99 10.825% 6.8%
Margin Rate $500,000 to $999,999.99 8.500% 6.8%
Margin Rate Above $1,000,000 8.250% 6.8%
Account Fees Fidelity Moomoo
IRA Annual Fee $0.00 $0.00
IRA Closure Fee $0.00 $0.00
Account Transfer Out (Partial) $0.00 $75.00
Account Transfer Out (Full) $0.00 $75.00
Options Exercise Fee $0.00 $0.00
Options Assignment Fee $0.00 $0.00
Investment Options Fidelity Moomoo
Stock Trading Yes Yes
Account Feature - Margin Trading Yes Yes
Fractional Shares (Stocks) Yes Yes
OTC Stocks Yes Yes
Options Trading Yes Yes
Complex Options Max Legs 4 4
Futures Trading No No
Forex Trading No No
Crypto Trading Yes No
Crypto Trading - Total Coins 5 0
Fixed Income (Treasurys) Yes No
Fixed Income (Corporate Bonds) Yes No
Fixed Income (Municipal Bonds) Yes No
Traditional IRAs Yes No
Roth IRAs Yes No
Advisor Services Yes No
International Countries (Stocks) 25 7
Order Types Fidelity Moomoo
Order Type - Market Yes Yes
Order Type - Limit Yes Yes
Order Type - After Hours Yes Yes
Order Type - Stop Yes Yes
Order Type - Trailing Stop Yes Yes
Order Type - OCO Yes Yes
Order Type - OTO Yes No
Order Type - Broker Assisted Yes No
Beginners Fidelity Moomoo
Education (Stocks) Yes Yes
Education (ETFs) Yes Yes
Education (Options) Yes Yes
Education (Mutual Funds) Yes Yes
Education (Fixed Income) Yes No
Education (Retirement) Yes No
Retirement Calculator Yes No
Investor Dictionary Yes Yes
Paper Trading No Yes
Videos Yes Yes
Webinars Yes Yes
Progress Tracking Yes No
Interactive Learning - Quizzes Yes No
Stock Trading Apps Fidelity Moomoo
iPhone App Yes Yes
Android App Yes Yes
Apple Watch App Yes Yes
Trading - Stocks Yes Yes
Trading - After-Hours Yes Yes
Trading - Simple Options Yes Yes
Trading - Complex Options Yes Yes
Order Ticket RT Quotes Yes Yes
Order Ticket SRT Quotes Yes Yes
Stock App Features Fidelity Moomoo
Mobile Research - Market Movers Yes Yes
Stream Live TV Yes No
Videos on Demand Yes Yes
Stock Alerts Yes Yes
Option Chains Viewable Yes Yes
Watchlist (Real-time) Yes Yes
Watchlist (Streaming) Yes Yes
Mobile Watchlists - Create & Manage Yes Yes
Mobile Watchlists - Column Customization Yes Yes
Stock App Charting Fidelity Moomoo
Charting - After-Hours Yes Yes
Charting - Can Turn Horizontally Yes Yes
Charting - Multiple Time Frames Yes Yes
Charting - Technical Studies 128 191
Charting - Study Customizations Yes Yes
Charting - Stock Comparisons Yes Yes
Trading Platforms Fidelity Moomoo
Active Trading Platform Active Trader Pro moomoo
Desktop Trading Platform Yes Yes
Desktop Platform (Mac) Yes Yes
Web Trading Platform Yes No
Paper Trading No Yes
Trade Journal Yes No
Watchlists - Total Fields 92 90
Stock Chart Features Fidelity Moomoo
Charting - Adjust Trades on Chart Yes No
Charting - Indicators / Studies 129 194
Charting - Drawing Tools 38 55
Charting - Notes Yes Yes
Charting - Historical Trades Yes Yes
Charting - Corporate Events Yes Yes
Charting - Custom Date Range Yes Yes
Charting - Custom Time Bars Yes No
Charting - Automated Analysis Yes Yes
Charting - Save Profiles Yes No
Trade Ideas - Technical Analysis Yes Yes
Charting - Study Customizations 5 191
Charting - Custom Studies No Yes
Day Trading Fidelity Moomoo
Streaming Time & Sales Yes Yes
Streaming TV Yes No
Direct Market Routing - Equities Yes No
Ladder Trading No Yes
Trade Hot Keys Yes Yes
Level 2 Quotes - Stocks Yes Yes
Trade Ideas - Backtesting Yes Yes
Trade Ideas - Backtesting Adv No Yes
Short Locator Yes Yes
Order Liquidity Rebates No No
Research Overview Fidelity Moomoo
Research - Stocks Yes Yes
Research - ETFs Yes Yes
Research - Mutual Funds Yes No
Research - Pink Sheets / OTCBB Yes Yes
Research - Fixed Income Yes Yes
Screener - Stocks Yes Yes
Screener - ETFs Yes Yes
Screener - Mutual Funds Yes No
Screener - Fixed Income Yes No
Portfolio Asset Allocation Yes Yes
Stock Research Fidelity Moomoo
Stock Research - PDF Reports 7 0
Stock Research - Earnings Yes Yes
Stock Research - Insiders Yes Yes
Stock Research - Social Yes No
Stock Research - News Yes Yes
Stock Research - ESG Yes No
Stock Research - SEC Filings Yes Yes
ETF Research Fidelity Moomoo
ETFs - Investment Objective Yes Yes
ETF Fund Facts - Inception Date Yes Yes
ETF Fund Facts - Expense Ratio Yes Yes
ETF Fund Facts - Total Assets Yes Yes
ETF Fund Facts - Total Holdings Yes Yes
ETFs - Top 10 Holdings Yes Yes
ETFs - Sector Exposure Yes Yes
ETFs - Risk Analysis Yes No
ETFs - Ratings Yes No
ETFs - Morningstar StyleMap Yes No
ETFs - PDF Reports Yes No
Mutual Fund Research Fidelity Moomoo
Mutual Funds - Investment Objective Yes No
Mutual Funds - Performance Chart Yes No
Mutual Funds - Performance Analysis Yes No
Mutual Funds - Prospectus Yes No
Mutual Funds - 3rd Party Ratings Yes No
Mutual Funds - Fees Breakdown Yes No
Mutual Funds - Top 10 Holdings Yes No
Mutual Funds - Asset Allocation Yes No
Mutual Funds - Sector Allocation Yes No
Mutual Funds - Country Allocation Yes No
Mutual Funds - StyleMap Yes No
Options Trading Fidelity Moomoo
Option Chains - Total Greeks 5 5
Option Analysis - P&L Charts Yes Yes
Banking Fidelity Moomoo
Bank (Member FDIC) No No
Checking Accounts No No
Savings Accounts No No
Credit Cards Yes No
Debit Cards Yes No
Mortgage Loans Yes No
Customer Service Fidelity Moomoo
Phone Support (Prospective Customers) Yes Yes
Phone Support (Current Customers) Yes Yes
Email Support Yes Yes
Live Chat (Prospective Customers) Yes Yes
Live Chat (Current Customers) Yes Yes
24/7 Support Yes Yes
Overall Fidelity Moomoo
Overall 5/5 Stars 4/5 Stars
Range of Investments 5/5 Stars 3.5/5 Stars
Advanced Trading 4/5 Stars 4/5 Stars
Mobile Trading Apps 4.5/5 Stars 4.5/5 Stars
Research 5/5 Stars 3.5/5 Stars
Education 5/5 Stars 3.5/5 Stars
Ease of Use 4.5/5 Stars 3.5/5 Stars
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Review Fidelity Review Moomoo Review
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